Save on car insurance in CBS.
We’re one of Conception Bay South’s largest independent brokers. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with CBS’s best auto protection and benefits. That’s a promise.
Conception Bay South, a region of growth and a bright future.
As one of the province’s newest towns in close proximity to the capital of Newfoundland, St. John’s and its international airport, it is also made up of some of Newfoundland’s oldest settlements. Conception Bay South is thriving with a growing business community and has become one of the most attractive places to live in the province. The excellent highway structure has been created with the growth of the Town in mind, and the best interest of residents to reach major health care facilities and St. John’s amenities in mind. Your insurance can be as unique as your route. At Munn Insurance you can find the most competitive auto insurance in CBS and save while you’re doing it.
Driving in Conception Bay South – Tips to keep you on the road.
SERIOUS ABOUT ROAD SAFETY.
With a current population of 26,000 residents and seeing steady growth, Conception Bay South has made it a priority to ensure neighbourhood safety for pedestrians, cyclists and drivers. With continued investment in traffic calming and education, the Town has regular radar patrol in areas know for higher driving speeds, mobile digital traffic signs, targeted traffic operations in partnership with the Royal Newfoundland Constabulary and a sidewalk program with a priority in school zone areas.
KEEPING AHEAD OF THE SNOW.
Winters in Newfoundland can be particularly daunting, so Conception Bay South has approximately 35 full-time and part-time staff to support the engagement of 18 pieces of snow-clearing equipment within a 24-hour period. During winter, the Town has three shifts out scheduled 24 hours a day, five days a week, with weekend on-call as needed. Even with the full fleet in operation it takes approximately eight hours to clear the entire town.
FIND YOUR SPEED.
With the Town continuing to grow, it has prioritized safety initiatives and traffic calming measures throughout. They continuously update a map embedded on the Conception Bay South website that collects speed data for various streets so residents can see what the average driving speed is in their neighbourhood.
KEEP THOSE PLATES CLEAN.
Anyone in control of a vehicle must make sure that identification plates are securely fastened at all times to the vehicle, no matter if the driver is the owner or not. It’s also important that the license plates are kept clean from dirt and that the numbers are visible at all times. This is especially important during the winter and spring seasons, when snow and dirt can accumulate and obstruct the view of the plate.
A few facts about car insurance in CBS.
- The average age of auto insurance policyholder in Conception Bay South is 30
- The average age of drivers in Conception Bay South is 41
- The number of accident claims in Conception Bay South in 2018 was 1500
- The top automotive brands we insure in Conception Bay South are Toyota, Chevrolet, Ford, Honda, Mazda, Dodge, Volkswagen
- 63% of people in Conception Bay South drive Cars
- 37% of people in Conception Bay South drive Trucks
Facts and myths about Conception Bay South.
FACTS
Conception Bay South was incorporated in 1973.
The Town consists of nine communities: Topsail, Chamberlains, Manuels, Long Pond, Foxtrap, Kelligrews, Upper Gullies, Lawrence Pond and Seal Cove.
The Town lies on a zone of Cambrian bedrock, primarily shale containing limestone concretions and manganese ores.
The majority of households have an income that is above the national average of $90,000.
MYTHS
CBS is actually comprised of nine communities, with its own municipal services such as automated garbage pickup and snow clearing. The Town has a thriving business community and a growing population.
The Town’s weather is some of the best in the province, with early settlers attracted to the region by good growing land, abundant supplies of firewood and the more temperate climate as compared to other parts of the Avalon Peninsula.
CBS is a town with nine unique communities that all boast attractions for tourists and residents alike. You can find the T’Railway, a non-motorized trail that traces the old Newfoundland Railway railbed. It’s also home to Topsail Beach that features an extensive picnic area, playground, gazebo and an amphitheatre. Many visitors partake in campfires and swimming. Visitors can also enjoy the Manuels River, an internationally recognized site known for 500-million-year-old trilobite fossils found along the riverbanks and visit the Manuels River Hibernia Interpretation Centre.
The Town has a growing a business community, with businesses in every category. CBS is home to everything from art galleries and recording studios to accounting firms and marketing agencies.
We do the shopping. You get the savings.
Newfoundlanders love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Newfoundland customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:
How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More
Combine your home and car policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Condos
- Tenants
- Cabins/Cottages
- Rented Dwellings
Special discounts and savings with a Munn Insurance group policy.
We recognize the value groups provide to Newfoundland communities. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across the Island. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Newfoundland are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance
- CAA Members can SAVE up to 20% on Auto and Home Insurance
- Access to multiple insurance markets; knowing you get the best coverage at the best rate
- Confidence and security of being a member of a preferred group
- Local, fast and efficient 24/7 Claims Service
- Legal Assistance
- Health Assistance
Get Newfoundland’s best leisure vehicle protection.
Newfoundlanders love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Newfoundland. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- ATV
- Snowmobile
- Classic Cars and Auto
- Motorhome, RV and Trailer
- Motorcycle
Car insurance laws in Conception Bay South.
Conception Bay South drivers must be in possession of legally determined minimum insurance coverage to drive on our roads. These minimum limits have been enacted to ensure drivers are financially responsible if an at-fault accident occurs.
Current limits for auto insurance in Conception Bay South are:
- $200,000 in liability coverage per accident
- Uninsured and unidentified motorist coverage
Conception Bay South drivers are not required to carry accident benefits coverage, although most do choose to buy this coverage, which includes coverage for medical payments, disability coverage, and death benefits coverage. This type of insurance is mandatory in other provinces. Many drivers in Newfoundland also opt to increase their liability coverage to limit risk and financial exposure.
There are also other optional coverages that can be purchased. These include comprehensive and collision coverage to protect in the event of an at-fault accident or non-accident scenario such as theft.
Conception Bay South car insurance – your questions answered.
Our Latest Advice
A New Insurance Benefit for IUOE Local 727 Members: Better Coverage, Service, and Savings
As part of our ongoing commitment to providing value to members, IUOE Local 727 is pleased to introduce a new group insurance benefit.
Members now have access to a dedicated Group Home and Auto Insurance Program through Munn Insurance. This program has been designed to give members the opportunity to explore coverage options, personalized service, and potential savings available through their union membership.
What is the IUOE Local 727 Group Home and Auto Insurance Program?
The IUOE Local 727 Group Home and Auto Insurance Program is a member benefit available through Munn Insurance. It gives members the opportunity to review their current home and auto insurance and see whether a group program can provide improved value.
This program is designed to help members access competitive insurance options, personalized advice, and potential group savings through an experienced insurance broker that understands the importance of service, protection, and making informed decisions.
Why choose a group insurance program through a broker?
Home and auto insurance can vary significantly from one insurance provider to another. The company that offered you the best rate last year may not be the best fit today, and many people renew their policies without knowing whether better options are available. That is where a broker can make a real difference.
Munn Insurance works with multiple insurance markets, giving members access to a wider range of options than they would get from a single insurance company. This means members have the opportunity to compare coverage, service, and pricing to find a policy that fits their needs.
Direct writers are limited in that they only have one market to offer and often have restrictive coverages and limited options.
Through the Group Home and Auto Insurance Program, members may be able to access competitive rates, group savings, and coverage options designed to provide strong value. In many cases, working with a broker can help identify savings opportunities while also making sure important coverage is not overlooked.
A broker can also help explain policy options, answer questions, and make the insurance process easier from quote to renewal.
Better coverage for real life
Every household is different. Your insurance should reflect that.
IUOE Local 727 members work in a variety of roles, including Paramedics, LifeFlight Staff, Clinical Transport Operators, Emergency Medical Responders, and Medical Communications Centre Registered Nurses. Members also have different work schedules, commuting needs, family circumstances, vehicles, homes, and lifestyles.
Factors like home type, driving habits, family needs, claims history, deductibles, liability limits, and bundled coverage can all make a difference.
Through the Group Home and Auto Insurance Program, members can receive guidance on coverage options for home and auto insurance, including opportunities to bundle policies, review limits, explore available discounts, and make sure their protection still fits their current situation.
The goal is not simply to sell a policy. The goal is to help members make informed insurance decisions.
Better service from a team that is ready to help
Insurance should not feel complicated or impersonal.
With Munn Insurance, members can work with a team that takes the time to understand their needs. Members can ask questions, review existing coverage, compare options, and receive advice from licensed insurance professionals.
That personal service can be valuable when buying a policy, but it can be even more important at renewal, after a major life change, or if a claim happens.
Having a broker means having someone who can help guide you through the process, explain your options, and advocate for your needs.
Better savings through group buying power
One of the key advantages of a group insurance program is the potential for savings.
Because the program is available to IUOE Local 727 members, eligible members may be able to access preferred rates, discounts, or additional benefits that may not be available through a standard individual policy.
Savings can also come from reviewing your current coverage, bundling home and auto insurance, adjusting deductibles, applying eligible discounts, or moving to an insurance market that is a better fit for your needs.
Even if you are happy with your current insurance, it may still be worth getting a second look. You may discover that your union membership gives you access to options you did not know were available.
Why it is worth learning more
Home and auto insurance are important parts of financial protection. But many people renew their policies year after year without reviewing whether they still have the right coverage, the right service, or the best available value.
The IUOE Local 727 Group Home and Auto Insurance Program gives members a reason to take a closer look.
By connecting with Munn Insurance, members can find out whether the program may offer:
- More suitable coverage for their needs
- Competitive home and auto insurance rates
- Potential group savings
- Advice from a licensed insurance broker
- Service and support from a team that is ready to help
- Access to multiple insurance markets
- Help understanding coverage options before making a decision
- A practical benefit available through their IUOE Local 727 membership
Your union membership connects you with support, representation, and your professional community. Now, it can also help connect you with a dedicated insurance program designed to provide value beyond your day-to-day work.
Whether you are buying a home, renewing your auto insurance, reviewing your family’s coverage, or simply wondering whether you could be getting better value, this new program is worth exploring.
Get Started
Members are encouraged to contact Munn Insurance to learn more about the IUOE Local 727 Group Home and Auto Insurance Program and request a quote.
You may find better coverage, better service, and better savings are available through your union membership.
Contact Munn Insurance today at 1-855-726-8627 to learn more about your IUOE Local 727 Group Home and Auto Insurance Program or visit www.munninsurance.com.
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