How to Protect Your Home from Sewer Backup and Why Your Insurance Coverage Matters
A sewer backup is one of the most unpleasant things a homeowner can deal with. Raw sewage in your basement can cause serious damage to your floors, walls, belongings, and HVAC systems, and [...]
Customer Testimonial: Rick Found Better Cabin Insurance Coverage and Saved About $800
Rick has a beautiful cabin property in Sandy Cove, a stunning part of the province on the Eastport Peninsula. Like many seasonal property owners, he felt he was paying too much for his [...]
Cabin and Seasonal Property Insurance Explained: Understanding the Costs and Coverage, and How a Broker Can Help
Cabin season is here, and for many families across Newfoundland and Labrador and Nova Scotia, that means dusting off the dock chairs, stocking the fridge, and getting the place ready for another summer [...]
Get Your Cottage and Insurance Ready for a Relaxing Summer
For many people across Newfoundland and Labrador, Nova Scotia, and the rest of Atlantic Canada, opening the cottage is one of the first real signs that warmer weather is on the way. After [...]
Renovating Your Home? Don’t Overlook Your Insurance
A home renovation can be a great way to make your space more functional, more comfortable, and more valuable. From kitchen upgrades and basement projects to exterior improvements and backyard features, renovations often [...]
A Cabin Story – Why “Different” Doesn’t Have to Mean “Difficult
Some insurance placements are routine. House. Two cars. Maybe an ATV. Done.And then sometimes, a file lands on your desk that makes you pause for a second — not because it can’t be [...]
Snow Load & Deck Collapse: What’s Covered And How It Impacts Your Insurance
This winter has been relentless. Across Newfoundland & Labrador and Nova Scotia, we’ve seen heavy, record-setting snowfall in some areas. And here in Atlantic Canada, snow rarely falls light and fluffy. It’s often [...]
A Slippery Situation: Why Clearing Your Walkway Matters More Than You Think
If you live in Atlantic Canada, you know this winter has been extreme. Heavy snow. Freezing rain. Ice pellets. Sudden thaws followed by deep freezes. The kind of winter mix that turns driveways [...]
Why Your Home Replacement Value Should Matter as Much as Your Premium
Sometimes, a low insurance premium feels great—until there’s a claim. We saw this clearly during the recent wildfires, when homeowners discovered that their houses were insured well below what it would actually cost [...]
When Being Underinsured Becomes a Problem
If you think your shed is fully insured, it’s worth taking a closer look—especially if it’s more than just a place to store lawn equipment. And if you only find out you’re underinsured [...]
