Great additional features that come standard with your automobile insurance policy from Munn Insurance:
“I am incredibly impressed with Munn. The person I spoke with really cared about my needs and didn’t brush me off as some competitors try to do.”
“Lisa is the bomb. We are in Ontario and she made it so easy for us. Thanks Lisa at Munn Insurance.”
“I thought it would be difficult to switch from my current insurer – but my new policy was easy to set up! Plus I saved on my car and home insurance.”
“All I can say is THANKS! I switched after 10 years and saved a lot of money.”
“Great service and saved me $600 a year. I highly recommend!”
“Great place to deal with. Very happy with the service!”
“The best insurance company. Lower rates than other insurance companies. Always someone available to discuss your concerns. I always and most definitely recommend to others. Sincere thanks.”
“I am very pleased with the customer service I received from Munn – they really do care.”
“Very impressed with Munn Insurance. The people who work there are amazing!”
“Great customer experience with Munn Insurance!”
“Excellent claims service!”
“It was great to deal with Munn after my accident. They made sure I was looked after.”
“I bought a group policy from Munn and saved over $350 a year!”
“Great service!”
“Prior to switching, I heard great things. Now knowing more about the company and its customer service obsession. I Understand why it’s so great.”
“I’m very happy with my policy and the service. Munn gave me the best coverage for the best price. Switching from my old company was easy and simple.”
“I switched my insurance last year and I am extremely happy with the service provided by Munn Insurance.”
Great additional features that come standard with your automobile insurance policy from Munn Insurance:
In Nova Scotia, auto insurance is available from a wide array of private companies who compete with one another to allow consumers to shop around for a better rate. As an independent broker, Munn Insurance can provide you with quotes from up to eight insurance companies. By calling Munn, or going online for a quote, customers in Nova Scotia can easily compare car insurance rates and find the best car insurance and save on their auto insurance premiums.
Pembridge | $84 |
Aviva | $89 |
Intact | $101 |
RSA | $109 |
Price range of $299 |
---|
Travelers | $89 |
Prembridge | $96 |
Aviva | $113 |
Intact | $118 |
Pafco | $162 |
Price range of $875 |
---|
Pembridge | $81 |
Travelers | $82 |
Aviva | $100 |
Intact | $109 |
Pafco | $136 |
Price range of $666 |
---|
Travelers | $65 |
Pembridge | $78 |
Intact | $92 |
Aviva | $108 |
Pafco | $118 |
Price range of $628 |
---|
Travelers | $75 |
Pembridge | $81 |
Intact | $88 |
Aviva | $119 |
Pafco | $122 |
Price range of $560 |
---|
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
We recognize the value groups provide to Nova Scotia communities. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across the Province. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Nova Scotia are able to take advantage of special discounts and many extra-valuable benefits.
Nova Scotians love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Nova Scotia. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
It is mandatory to have auto insurance for all vehicles in Nova Scotia. The province has enacted “financial responsibility laws” to ensure drivers are accountable for the financial consequences of their actions while on our roads.
Current limits for auto insurance in Nova Scotia are:
Nova Scotia has a no-fault based insurance system. This means drivers can file claims with their own insurance company, regardless of who is at fault for the accident. In addition, the province does not take age or marital status into account when determining risk.
Auto insurance rates in Nova Scotia are determined by individual insurers. The Office of the Superintendent of Insurance then reviews and approves the rates. Nova Scotia auto insurance is also regulated by The Nova Scotia Insurance Review Board, in addition to monitoring rates across the province.
A variety of factors are used by Nova Scotia insurers to set auto insurance rates:
Nova Scotia auto insurance premiums fall in the lower half of the national rate spectrum.
Source: Insurance Bureau of Canada, 2017 and 2016 for Quebec
Insurance reforms implemented by the Nova Scotia Government in 2003 helped reduce rates by 27%. The reforms also resulted in a wider range of insurance options for consumers.
There are many ways to get cheap auto insurance in Nova Scotia:
Yes, Nova Scotia motorists are required by law to carry insurance on their vehicle.
A first offence conviction for driving without auto insurance in Nova Scotia requires payment of a $1000 fine or 45 days in jail. For a second offence the fine is $2000 or 90 days in jail. The third offence results in a $5000 fine or 120 days in jail. Convictions for driving without auto insurance mean you will be identified as a high risk and will be required to pay higher auto insurance rates.
Nova Scotia’s auto insurance system is a no-fault system, meaning regardless of who’s at fault, drivers deal with their own insurance company.
The Automobile Insurance Fault Determination Regulations determine who is at fault in an auto accident in Nova Scotia. Insurers must comply with Section 4 of the regulations. Section 4 states: “An insurer must determine the degree of fault of an insured for loss or damage arising directly or indirectly from the use or operation of an automobile in accordance with these regulations.”
Many homeowners face the risk of wildfires, which are usually triggered by lightning or accidents. They spread quickly, igniting brush, trees and homes. Reduce your risk of damage by preparing now to protect your family, home and property.
The following are things you can do to protect yourself, your family and your property in the event of a fire.
Plan Your Water Needs
It is recommended that you create a 10- to 30-metre safety zone around your home. Within this area, you can take steps to reduce potential exposure to flames and radiant heat. Homes built near wooded areas should have a minimum safety zone of 30 metres. If your home sits on a steep slope, standard protective measures may not be enough. Contact your local fire department or forestry office for additional information.
Follow Local Burning Laws
If you are advised to evacuate, do so immediately. Take your disaster supply kit, lock your home and choose a route away from the wildfire. Watch for changes in the speed and direction of the fire and smoke. Tell someone when you left and where you are going.
If you see a wildfire and haven’t received evacuation orders yet, call 911. Don’t assume that someone else has already called. Describe the location of the fire, speak slowly and clearly and answer any questions the dispatcher asks.
If you are not ordered to evacuate, and have time to prepare your home, take the following actions:
The following are guidelines for what to do in the period following a wildfire.
In addition to insuring your home, we are committed to helping you and your loved ones stay safe when disaster strikes. If you would like more information on developing a family emergency plan or building a disaster supply kit, please contact Munn Insurance today.
We were thrilled with the number of nominations we received for the first-ever Paramedic Association of Newfoundland and Labrador (PANL) […]
Read MoreWhat factors are included in home insurance premium calculations Insurance companies take a variety of factors into consideration when determining […]
Read MoreThe price of gas continues to rise across the country and for the first time in history, the price of […]
Read MoreToday, March 8, 2022, is National Organize Your Home Office Day; This is a day to clean up the mess that […]
Read MoreAre you ready for Employee Appreciation Day? It takes place on the first Friday of March every year (March 4th […]
Read MoreThere are many ways to obtain car insurance discounts, from choosing the right car (one that is less likely to […]
Read MoreOwning a home or property that you rent on a short or long-term basis is a great way to earn […]
Read MoreCovid-19 has surged once again, causing stricter restrictions for businesses. We want to make sure that our commercial insurance customers […]
Read MoreThe southwest coast of NL received a total of 165.1 mm of rain over the past two days, setting an […]
Read More