Save on auto insurance in Dartmouth.
Save on auto insurance in Dartmouth.
We’re one of Dartmouth’s largest independent brokers. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with Dartmouth’s best auto protection and benefits. That’s a promise.
Dartmouth, just a skip away.
Dartmouth amalgamated with Halifax in 1996, making it a part of the greater Halifax area. But it still has a vibe all its own. With its own identity, you cross the bridge into a community where you can walk along the waterfront and take in the amazing view of Halifax from across the water. It’s an adventure to experience. Your insurance can be as unique as your route and your world. At Munn Insurance you can find the most competitive auto insurance in Dartmouth and save while you’re doing it.
Driving in Dartmouth – Tips to keep you on the road.
KEEP YOUR HANDS ON THE WHEEL.
New regulations in Nova Scotia have changed from it just being illegal to text or use your phone while driving to cover all hand-held communication/entertainment devices, or any other prescribed electronic device. This also includes using the GPS. Plan everything before you put the car in drive. It will take about two years from passage before all new regulations and the new law are in place, but practice makes perfect. Start your good driving habits now.
HELP KEEP WORKERS SAFE.
When an emergency vehicle pulled over with its lights flashing, the law is motorists must slow down to 60 km/h or obey the speed limit if it’s lower than 60 km/h. If the road has two or more lanes in one direction, motorists must also move into another lane farther away from the stopped vehicle if it can be done safely. A motorist must obey these laws for ambulances, police vehicles, fire department vehicles, Department of Lands and Forestry fire vehicles, fire chiefs’ or deputy fire chiefs’ vehicles, conservation officers’ vehicles, motor vehicle and carrier inspectors’ vehicles, public safety vehicles such as sheriffs and bridge patrol officers, and tow trucks that are stopped at the scene of a fire or collision or assisting a vehicle. A fine can be as high as $350 for a first offence, with the potential to go higher.
CHECK YOUR VEHICLE.
Always keep your car well maintained. Make sure your tires are properly inflated, and your fluids are all at proper levels. Maintain a consistent check that your vehicle’s equipment is functioning properly. Also, seasons change abruptly in the Maritimes. Always be ready for autumn to suddenly become winter.
GIVE PEDESTRIANS A HEAD START.
In developments from Fall 2019, the Halifax Regional Municipality and the Provincial Government made strides in protecting pedestrians and motorists. Statistics revealed in the first eight months of 2018 there were 120 vehicle-pedestrian collisions in the municipality with 61% of them happening in a crosswalk. To improve safety, Halifax has installed what is referred to as “advanced pedestrian lights” at six high-pedestrian traffic intersections in the City, five in Halifax and one in Dartmouth. A green pedestrian “walking man” signal comes on for several seconds before the traffic light turns green. In this way, pedestrians are given a head start to proceed forward into the crosswalk and be seen.
A few facts about auto insurance in Dartmouth.
- The average age of auto insurance policyholder in Dartmouth is 36
- The average age of drivers in Dartmouth is 49
- The number of accident claims in Dartmouth in 2018 was 5100
- The top automotive brands we insure in Dartmouth are
- 81% of people in Dartmouth drive Cars
- 19% of people in Dartmouth drive Trucks
Facts and myths about Dartmouth.
FACTS
Dartmouth amalgamated with Halifax on April 1, 1996.
Dartmouth has been nicknamed the City of Lakes, after the large number of lakes located within its boundaries.
The community is linked to Halifax by the oldest continuously operating salt water ferry service in North America with the first crossing having taken place in 1752.
Dartmouth was initially a sawmill and agricultural outpost of Halifax. In the mid 19th century, it grew with the construction of the Shubenacadie Canal and more importantly, with the rise of successful industrial firms such as the Dartmouth Marine Slips, the Starr Manufacturing Company, and the Stairs Ropeworks.
MYTHS
Amalgamation didn’t happen until 1996. Before that it wasn’t officially a region of the City of Halifax.
There is a ferry service that connects Halifax to Dartmouth. The MacKay Bridge was built in 1970 and connects both areas as well as the McDonald bridge. Thousands commute back and forth each day, as well as use the metro service.
There is a bus service with a fleet on 322 conventional buses, all of which are low floor and wheelchair accessible.
Dartmouth is home to a long list of K-12 schools, with both English and French programs. It is also home to post-secondary campuses, such as the Nova Scotia Community College Dartmouth campus.
We do the shopping. You get the savings.
Nova Scotians love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Nova Scotia customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:
How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More
Combine your home and auto policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Condos
- Tenants
- Cabins/Cottages
- Rented Dwellings
Special discounts and savings with a Munn Insurance group policy.
We recognize the value groups provide to Dartmouth. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across Nova Scotia. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Nova Scotia are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance
Get Dartmouth’s best leisure vehicle protection.
Nova Scotians love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Nova Scotia. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- ATV
- Snowmobile
- Classic Cars and Auto
- Motorhome, RV and Trailer
- Motorcycle
Car insurance laws in Dartmouth
It is mandatory to have auto insurance for all vehicles in Dartmouth. The province has enacted “financial responsibility laws” to ensure drivers are accountable for the financial consequences of their actions while on our roads.
Current limits for auto insurance in Dartmouth are:
- $500,000 liability coverage
- $50,000 medical payments coverage
- $2,500 funeral benefits
- Disability income/death benefits for persons injured or killed in an auto accident
- Uninsured and unidentified driver insurance
Nova Scotia has a no-fault-based insurance system. This means drivers can file claims with their own insurance company, regardless of who is at fault for the accident. In addition, the province does not take age or marital status into account when determining risk.
Dartmouth car insurance – your questions answered.
Our Latest Advice
What to do when a wildfire occurs
If you are a Munn Insurance customer with property coverage, you are protected in the event of a fire. While our brave firefighters will do everything in their power to get the fire under control, there are some things you can do as a property owner during and after a wildfire to keep your home and family safe.
During a Wildfire
If you are advised to evacuate, do so immediately. Take your disaster supply kit, lock your home and choose a route away from the wildfire. Watch for changes in the speed and direction of the fire and smoke. Tell someone when you leave and where you are going.
If you are not ordered to evacuate and have time to prepare your home, take the following actions:
- Arrange temporary housing at a friend or relative’s home outside the threatened area in case you need to evacuate, or contact the Canadian Red Cross at 1-800-222-9597.
- Wear protective clothing when outside, such as sturdy shoes, cotton or wool clothes, long pants, a long-sleeved shirt, gloves and a handkerchief to protect your face.
- Close outside attic, eaves, basement vents, windows, doors, and other openings. Remove flammable drapes and curtains. Close all shutters, blinds or heavy non-combustible window coverings to reduce radiant heat.
- Close all doors inside the house to prevent drafts. Open the damper on your fireplace, but close the fireplace screen.
- Shut off any natural gas, propane or fuel oil supplies at the source.
- Connect garden hoses to outdoor water taps and fill any pools, hot tubs, garbage cans, tubs or other large containers with water.
- Place lawn sprinklers on the roof and near aboveground fuel tanks. Leave sprinklers on and dowse these structures as long as possible.
- If you have gas-powered pumps for water, make sure they are fuelled and ready.
- Place valuable papers, mementos and anything “you can’t live without” inside the car in the garage, ready for quick departure.
- Move flammable furniture into the center of the home away from the windows and sliding glass doors.
- Turn on outside lights and leave a light on in every room to make the house more visible in heavy smoke.
After a Wildfire
The following are guidelines for what to do in the period following a wildfire.
- If you remain at home, check the roof immediately after the fire danger has passed. Put out any roof fires, sparks or embers. Check the attic for hidden burning sparks.
- For several hours after the wildfire, maintain a “fire watch.” Re-check for smoke and sparks throughout the house.
- If you have evacuated, do not enter your home until fire officials say it is safe.
- If you must leave your home because a building inspector says the building is unsafe, ask someone you trust to watch the property during your absence.
- Use caution when entering burned areas as hazards may still exist, including hot spots, which can flare up without warning.
- If you detect heat or smoke when entering a damaged building, evacuate immediately.
- If you have a safe or strongbox, do not try to open it. It can hold intense heat for several hours. If the door is opened before the box has cooled, the contents could burst into flames.
- Avoid damaged or fallen power lines, poles and downed wires.
- Watch for ash pits and mark them for safety. Warn family and neighbours to keep clear of the pits.
- Watch your pets closely and keep them under your direct control. Hidden embers and hot spots could burn them.
- Follow public health guidance on safe cleanup of fire ash and safe use of masks.
- Dampen debris to minimize inhaling dust particles.
- Wear leather gloves and heavy-soled shoes to protect your hands and feet.
- Properly dispose of cleaning products, paint, batteries and damaged fuel containers to avoid risk.
- Discard any food that has been exposed to heat, smoke or soot.
- Do NOT use water that you think may be contaminated to wash dishes, brush your teeth, prepare food, wash your hands, make ice or make baby formula.
- You may find yourself in the position of taking charge of other people. Listen carefully to what people tell you, and deal patiently with urgent situations first.
In addition to insuring your home, we are committed to helping you and your loved ones stay safe when disaster strikes.
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