Save on car insurance in New Glasgow.
We’re one of New Glasgow’s largest independent brokers. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with New Glasgow’s best auto protection and benefits. That’s a promise.
New Glasgow, a modern town based in heritage.
New Glasgow’s charm and nature wrap around you here. History and culture meet modern conveniences. There is no wonder anyone calls New Glasgow home. Just a two-hour drive from Halifax and a 90-minute drive from Stanfield International Airport, it’s just close enough to be perfectly far away. Your insurance can be as unique as your route and your world. At Munn Insurance you can find the most competitive auto insurance in New Glasgow and save while you’re doing it.
Driving in New Glasgow – Tips to keep you on the road.
DID YOU KNOW…
The “blind spot” is the name for the area on either side of a car that is invisible to wing mirrors. However, that isn’t wholly true. Maybe your car’s wing mirrors are just adjusted incorrectly. Put blind spots into full view of your side mirrors when mirrors are adjusted to contain no part of your vehicle. Angle them away from you to the point where your vehicle is no longer visible in either one. Any car that’s passing you on either side will remain in at least one of your mirrors until it enters your field of vision. This adjustment doesn’t eliminate your need to check your blind spots manually, but it is just another form of protection to keep you safe on the roads.
HELP KEEP WORKERS SAFE.
When an emergency vehicle pulled over with its lights flashing, the law is motorists must slow down to 60 km/h or obey the speed limit if it’s lower than 60 km/h. If the road has two or more lanes in one direction, motorists must also move into another lane farther away from the stopped vehicle if it can be done safely. A motorist must obey these laws for ambulances, police vehicles, fire department vehicles, Department of Lands and Forestry fire vehicles, fire chiefs’ or deputy fire chiefs’ vehicles, conservation officers’ vehicles, motor vehicle and carrier inspectors’ vehicles, public safety vehicles such as sheriffs and bridge patrol officers, and tow trucks that are stopped at the scene of a fire or collision or assisting a vehicle. A fine can be as high as $350 for a first offence, with the potential to go higher.
HELP KEEP WORKERS SAFE.
When an emergency vehicle pulled over with its lights flashing, the law is motorists must slow down to 60 km/h or obey the speed limit if it’s lower than 60 km/h. If the road has two or more lanes in one direction, motorists must also move into another lane, if safe to do so, farther away from the stopped vehicle if it can. The driver must obey these laws for emergency and law enforcement vehicles. A fine can be as high as $350 for a first offence, with the potential to go higher.
IMPAIRED DRIVING DOESN’T JUST MEAN SUBSTANCES.
Driving under the influence of a substance is dangerous and illegal. But what isn’t thought about often is that a severe lack of sleep could also impair you just as much. Any time your mental facilities could be compromised – whether from alcohol, poor sleep, new medication, or even having a horrible cold, take time off the road.
A few facts about car insurance in New Glasgow.
- The average age of auto insurance policyholder in New Glasgow is 32
- The average age of drivers in New Glasgow is 46
- The number of accident claims in New Glasgow in 2018 was 1400
- The top automotive brands we insure in New Glasgow are Chevrolet, Ford, Toyota, Honda, Dodge, Mazda, Jeep, Chrysler
- 69% of people in New Glasgow drive Cars
- 31% of people in New Glasgow drive Trucks
Facts and myths about New Glasgow.
FACTS
It’s the former home of J.D. Fortune, former lead singer of Australian rock band INXS. He was chosen as their new singer after winning CBS’s Rock Star: INXS in 2005.
Glasgow Square Theatre, located on the downtown riverfront, is a 285-seat auditorium that hosts year-round concerts, plays, and other community functions. The theatre can be transformed into an outdoor amphitheatre, one of the few theatres in Canada (if not the only) that can do that.
Every year since 1995, the New Glasgow Riverfront Jubilee has welcomed local and international musicians to its stage for three days of family entertainment. Held over the first of August long weekend, the Jubilee features rock, blues, folk, country and the best East Coast music from new and established artists.
The Town of New Glasgow was born with the arrival of Scottish immigrants in the late 18th century. In 1784, Deacon Thomas Fraser moved his family from the Scottish settlement at Pictou and settled them along the western side of the East River. Over the following years, others would join them, and it became a distinct village that the inhabitants would name New Glasgow, in honour of Glasgow, Scotland.
MYTHS
The range and quality of services of a modern, self-sufficient community are all readily available. Today retail, manufacturing, forestry, pulp and paper, food retail/distribution, technology and tourism are among the economic engines of the entire Pictou County region.
The Pictou County Health Authority is responsible for delivering health care services to the 46,000 residents of Pictou County. The care is delivered through the Aberdeen Hospital in New Glasgow.
The Province of Nova Scotia provides assistance to low-income homeowners who cannot afford to carry out emergency repairs to their homes.
New Glasgow has three elementary schools and a new state-of-the-art high school.
We do the shopping. You get the savings.
Nova Scotians love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Nova Scotia customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:
How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More
Combine your home and car policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Condos
- Tenants
- Cabins/Cottages
- Rented Dwellings
Special discounts and savings with a Munn Insurance group policy.
We recognize the value groups provide to New Glasgow. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across Nova Scotia. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Nova Scotia are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance
Get New Glasgow’s best leisure vehicle protection.
Nova Scotians love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Nova Scotia. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- ATV
- Snowmobile
- Classic Cars and Auto
- Motorhome, RV and Trailer
- Motorcycle
Car insurance laws in New Glasgow.
It is mandatory to have auto insurance for all vehicles in New Glasgow. The province has enacted “financial responsibility laws” to ensure drivers are accountable for the financial consequences of their actions while on our roads.
Current limits for auto insurance in New Glasgow are:
- $500,000 liability coverage
- $50,000 medical payments coverage
- $2,500 funeral benefits
- Disability income/death benefits for persons injured or killed in an auto accident
- Uninsured and unidentified driver insurance
Nova Scotia has a no-fault based insurance system. Drivers can file claims with their own insurance company, regardless of who is at fault for the accident. Also, the province does not take age or marital status into account when determining risk.
New Glasgow car insurance – your questions answered.
Our Latest Advice
Renovating Your Home? Don’t Overlook Your Insurance
A home renovation can be a great way to make your space more functional, more comfortable, and more valuable. From kitchen upgrades and basement projects to exterior improvements and backyard features, renovations often represent a major investment in your property.
Whether you’re updating a family home in Newfoundland and Labrador, making improvements to a property in Nova Scotia, or renovating elsewhere in Atlantic Canada, it’s worth taking a close look at your insurance coverage before work gets underway.
Why Insurance Matters Before You Renovate
When you improve your home, you may also be increasing what it would cost to repair or rebuild it after a loss. If your policy has not been updated to reflect those changes, your coverage may no longer match your home’s true value.
On the other hand, some renovations can reduce risk. Replacing an aging roof, updating old wiring, or modernizing plumbing may make your home safer and could even have a positive impact on your premium.
No matter the size of the project, it is smart to review your insurance before the renovation begins.
Key Insurance Issues to Consider
- Your home may be worth more after the work is done: Large-scale updates like additions, renovated kitchens or bathrooms, or a newly finished basement can all increase your home’s replacement cost. If the amount of insurance on your home stays the same, you may not have enough coverage after the renovation is complete.
- Renovations can create extra liability exposure: Construction zones come with added hazards. If someone is injured while work is being done on your property, you will want to know your liability coverage is adequate. This becomes even more important if you are handling some of the work yourself or having friends or family pitch in.
- Moving out temporarily can affect your policy: Some renovations are disruptive enough that homeowners choose to live elsewhere until the project is finished. In some cases, that can mean the home is considered vacant. A vacant property may not be covered the same way under a standard home policy, so your insurer should be made aware in advance.
- Additional construction coverage may be needed: For major renovation work, Builder’s Risk coverage — sometimes called Course of Construction insurance — may be worth discussing. This type of policy can help protect against things like stolen materials, vandalism, or damage during the building process.
- Your contractor’s insurance matters too: Before hiring anyone, confirm that your contractor carries proper liability insurance and any required workplace coverage. It is also a good idea to keep copies of contracts, warranties, receipts, and guarantees for your records.
- A home inventory can make claims easier: Before the renovation starts, take time to document your home and belongings with photos or video. Having an up-to-date record of your contents can make the claims process much smoother if something is damaged or goes missing during the project.
Renovations That Can Change Your Insurance Needs
Many common upgrades can affect your policy or premium, including:
- building an addition
- replacing the roof
- installing a pool or upgrading outdoor living space
- adding a home office or running a business from home
- renovating a kitchen or bathroom
- buying new appliances or high-value contents
- updating plumbing, wiring, heating, or cooling systems
- finishing or waterproofing the basement
- adding or removing a wood stove or fireplace
Every project is different, so the insurance impact will depend on the work being done and how extensive the renovation is.
Start Your Project with Confidence
Renovating your home is a big undertaking, and the last thing you want is to discover a coverage gap after something goes wrong. Reviewing your home, contents, and liability coverage before construction begins can help protect you from unexpected costs.
If you are planning a renovation, speak with your advisor at Munn Insurance before work starts so your coverage keeps pace with your plans.
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