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Homepage2022-11-04T09:54:19-02:30

We do the shopping. You get the savings.

Customers love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our customers with choices to provide the best coverage at the best rate. Some of the insurance companies we search for our customers include:

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For all that you do.

Munn provides more choice and savings for all your insurance needs.

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Real people.

Our customers love to save.

I am incredibly impressed with Munn. The person I spoke with really cared about my needs and didn’t brush me off as some competitors try to do.

Kay, St. John's

Lisa is the bomb. We are in Ontario and she made it so easy for us. Thanks Lisa at Munn Insurance.

Diane, St. John's

I thought it would be difficult to switch from my current insurer – but my new policy was easy to set up! Plus I saved on my car and home insurance.

Peter, Halifax

Switching. Saving. Simple

We say switching is easy… and it’s true! In the past year, people have left these companies to come to Munn.

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People are switching to Munn for many reasons.

Fast claims processing, competitive rates, and responsive, respectful customer care.

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Customer Care

We have earned a reputation of always having your best interests at heart. That’s why we deliver truly exceptional service. The kind that makes you smile!

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Fast Local Claims Service

We will guide you through the claims process, helping to ensure a swift and fair settlement by the insurance company. Getting you right back to where you were.

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Choice and Convenience

Munn Insurance will shop the insurance markets to provide you with multiple quotes on your home or auto insurance and up to 20 on business insurance.

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Competitive Rates

As an independent insurance broker, we work for you. We act as your personal advisor; providing unbiased advice on your individual insurance needs.

Broker Advantage

Not all insurance polices are created equal. As your broker, we work for you. And we make sure that you have the best coverage available. We answer to you.

More Complete Coverage

We have access to many insurance markets. Most places only have one! So we shop around on your behalf and find you the best insurance at the best price.

A quote with real savings is just the beginning. You get our promise to provide the best protection and customer care for all that’s important to you.

Our Latest Advice

‘Tis the season to decorate safely

Christmas Magic is in the air. Festive lights are hung, trees are decorated, and the Christmas spirit is all around us. But, many of our most loved Christmas decorations pose a risk to our homes. Three critical hazards are candles, holiday lights, and Christmas trees. Keep reading to find tips to keep your family and home safe this holiday.

Candles

Candles are very popular, especially around the holidays. But candles also increase the risk of fire. If you are burning candles:

  • Place them on a sturdy surface where they can’t be easily knocked over.
  • Place them far away from flammable items such as decorations and greenery.
  • Monitor candles closely and remember to blow them out when you leave the room or go to sleep.
  • Help keep your family safe by testing your smoke alarms and practicing your home fire escape plan.

Christmas Lights

Christmas lights, both indoor and outside, are Christmas staples. But, they can easily start a fire when not handled with the necessary care.

  • Always choose the right light for the job. Light strings and other decorations are rated for indoor or outdoor use. Ensure that indoor lights and decorations are only used inside and vice versa. Read the package instructions, and do not exceed the recommended wattage.
  • Check all holiday light cords to ensure they aren’t frayed or broken. Don’t string too many strands of lights together.
  • Don’t mount lights in a way that might damage the cords, and avoid using nails or tacks. Use hooks or insulated staples instead.
  • Avoid plugging too many lights and decorations into an outlet; overloaded circuits can overheat and start a fire.
  • Use Ground Fault Circuit Interrupters (GFCI) outlets when plugging in lights outdoors.
  • Turn off all holiday lights and decorations when going to bed or leaving the house.

Christmas Trees

Christmas trees may be the most prominent holiday symbol, tall, beautiful, and unique to each home. Whether it be real or fake you need to take steps to ensure it is placed out of the way of traffic and does not block doorways. The tree should also be secure in a base or tied to the wall to ensure it can not fall over.

If your tree is artificial, make sure it’s labelled “fire resistant.” Fire-resistant trees are less susceptible to catching fire.

However, there is some more precaution that is needed for a real tree.

  • Make sure the tree is fresh and keep it watered. To test if the tree is fresh, bend the needles up and down to make sure no needles fall off.
  • A dried-out tree can catch fire faster than an adequately watered one. Check the water level every other day to ensure proper hydration.
  • Place your tree away from fireplaces and heaters, and keep a fire extinguisher near your tree. Live trees are highly flammable due to needles and sap.

One last tip for our pet lovers, one of the most loved holiday plants, the poinsettia, is poisonous when eaten, so keep them out of reach of kids and pets!

We hope you have a wonderful and safe holiday.

December 1, 2022|Categories: News|

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