Fast claims processing, competitive rates, and responsive, respectful customer care.
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AUTO AND HOME
NEW SALES
1-855-980-6926CURRENT CUSTOMERS
1-855-726-8627NEW SALES
1-855-980-6926CURRENT CUSTOMERS
1-855-726-8627START SAVING TODAY
GET A QUOTE
AUTO AND HOME
We do the shopping. You get the savings.
Customers love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our customers with choices to provide the best coverage at the best rate. Some of the insurance companies we search for our customers include:
For all that you do.
Munn provides more choice and savings for all your insurance needs.
Switch to Munn.
It's Simple 😉
1.
Get a quote.
CLICK OR CALL.
Using our simple online
quoting system, or call
us toll-free!
quoting system, or call
us toll-free!
Using our simple online quoting
system, or call us toll-free!
system, or call us toll-free!
2.
We shop.
WE’RE FAST!
In minutes we'll shop
around to get the
best deal for you.
around to get the
best deal for you.
In minutes we'll shop around
to get the best deal for you.
to get the best deal for you.
3.
You save big.
REALLY BIG!
We can save you up to
30% without breaking
a sweat.
30% without breaking
a sweat.
We can save you up to 30%
without breaking a sweat.
without breaking a sweat.
Real people.
Our customers love to save.
“I am incredibly impressed with Munn. The person I spoke with really cared about my needs and didn’t brush me off as some competitors try to do.”
KAY ST. JOHN'S
“Lisa is the bomb. We are in Ontario and she made it so easy for us. Thanks Lisa at Munn Insurance.”
DIANE ST. JOHN'S
“I thought it would be difficult to switch from my current insurer – but my new policy was easy to set up! Plus I saved on my car and home insurance.”
PETER HALIFAX
“All I can say is THANKS! I switched after 10 years and saved a lot of money”
MARY CORNER BROOK
“Great service and saved me $600 a year. I highly recommend!”
JENNY ST. JOHN'S
“Great place to deal with. Very happy with the service!”
MICHAEL ST. JOHN'S
“The best insurance company. Lower rates than other insurance companies. Always someone available to discuss your concerns. I always and most definitely recommend to others. Sincere thanks.”
DIANNE ST. JOHN'S
“I am very pleased with the customer service I received from Munn – they really do care.”
RICHARD BEDFORD
“Very impressed with Munn Insurance. The people who work there are amazing!”
EMILY ST. JOHN'S
“Great customer experience with Munn Insurance!”
PADDY ST. JOHN'S
“Excellent claims service!”
TREVOR ST. JOHN'S
“It was great to deal with Munn after my accident. They made sure I was looked after.”
DAVID BAY ROBERTS
“I bought a group policy from Munn and saved over $350 a year!”
DAVE ST. JOHN'S
“Great service!”
ROBERT ST. JOHN'S
“Prior to switching, I heard great things. Now knowing more about the company and its customer service obsession. I Understand why it’s so great.”
JILLIAN ST. JOHN'S
“I’m very happy with my policy and the service. Munn gave me the best coverage for the best price. Switching from my old company was easy and simple.”
JEANETTE ST. JOHN'S
“I switched my insurance last year and I am extremely happy with the service provided by Munn Insurnance.”
DARLENE ST. JOHN'S
Switching. Saving. Simple.
We say switching is easy... and it's true! In the past year, people have left these companies to come to Munn.
People are switching to Munn for many reasons.
Customer
Care
We have earned a reputation of always having your best interests at heart. That’s why we deliver truly exceptional service. The kind that makes you smile!
Fast Local
Claims Service
We will guide you through the claims process, helping to ensure a swift and fair settlement by the insurance company. Getting you right back to where you were.
Competitive
Rates
As an independent insurance broker, we work for you. We act as your personal advisor; providing unbiased advice on your individual insurance needs.
Broker
Advantage
Not all insurance polices are created equal. As your broker, we work for you. And we make sure that you have the best coverage available. We answer to you.
More Complete
Coverage
We have access to many insurance markets. Most places only have one! So we shop around on your behalf and find you the best insurance at the best price.
A quote with real savings is just the beginning. You get our promise to provide the best protection and customer care for all that’s important to you.
Our Latest Advice
Builders Risk Insurance
There are many unique risks to building or renovating a property, such as property damage, theft, or vandalism, and you need to be prepared.
Builder’s Risk coverage, sometimes referred to as course of construction insurance, is a type of property insurance specifically designed to cover property during construction, including renovation and repair. The builder or general contractor often purchases this insurance coverage; however, it can also be purchased by the property owner. If this policy is not included in the contract with the contractor, we strongly recommend purchasing it independently.
Regardless of who purchases the coverage, any person or company with a financial interest in the construction project needs builder’s risk insurance. Typically, the people named on the policy will include:
• Property owner
• General contractor
• Subcontractors
• Lender
• Architects
If you do not have builder’s risk insurance and something happens during the building or renovation process, you will be fully liable for the replacement cost. A basic builder’s risk insurance policy helps cover buildings and structures under construction. It also helps protect:
• Materials
• Supplies
• Equipment on-site, in transit or at other locations
• Lost sales
• Rental income
• Additional interest on loans
• Real estate taxes
However, you need to be aware that builder’s risk insurance may have coverage exclusions. So, make sure you talk to your broker about the exact coverage you have and don’t have.
For example, suppose you are building a home with a general contractor. During construction, a storm comes and causes significant damage to the structure; your builder’s risk insurance will cover the cost of the repairs.
When considering builder’s risk insurance, the most important thing to remember is you need to purchase it before construction starts. If you wait until after the construction begins, you will likely be denied coverage.
The cost of builder’s risk is relatively inexpensive; they typically range from 1-4 percent of the total construction costs. Call Mike today at 709-726-4498 for more information or to get a quote today.