A place to help make all your moments safe and memorable.
Get all the tips, advice and special feel good stories from Munn as well as the latest news on how we are working hard to deliver a world class insurance experience for our customers. Take a moment to learn how we are making an impact in our industry and the communities where our people live and work.
How to Get the Best Cyber Coverage for Your Business
Cyberattacks have increased significantly in recent years, and businesses of all sizes are paying closer attention to how they would respond if something happened. It could be as simple as coming into work [...]
Talking to a Broker About Cyber Insurance Makes Sense and Could Save Big Dollars Too.
Cyber insurance can feel complicated, but asking questions about it does not have to be. Many business owners are unsure whether they need cyber coverage, what it includes, how much it costs, or [...]
What to Do If Your Business Has Been Cyber Attacked
A cyberattack can be stressful and confusing. One minute your business is operating normally. The next, files may be locked, systems may be down, emails may be compromised, or money may have been [...]
Cyber Safety Basics Every Small Business Should Know
Cybersecurity can sound complicated, but the basics do not have to be. For many small and medium-sized businesses, a few practical steps can make a meaningful difference. Strong passwords, multi-factor authentication, regular backups, [...]
A New Insurance Benefit for NLNPA Members: Better Coverage, Service, and Savings
Learn how your NLNPA membership can help you access a dedicated group home and auto insurance program through Munn Insurance. As part of our ongoing commitment to providing value to our members, the [...]
Peak Construction Season Brings Increased Activity and Increased Risk Across Atlantic Canada
As warmer weather arrives across Newfoundland and Labrador, Nova Scotia, and the rest of Atlantic Canada (at least we hope it is arriving soon) construction activity is beginning to pick up. After all, [...]
Protecting Your Small Business During Busy Seasons
Busy seasons can be exciting and a little hectic for small business owners. More customers, longer hours, seasonal events, increased inventory, and stronger sales can all create opportunities for growth. But when business [...]
Types of Insurance Small Businesses in Atlantic Canada Should Consider
Owning a small business takes commitment, planning, and a willingness to handle the unexpected. Whether you operate a retail shop, restaurant, contracting business, professional service, home-based business, tourism operation, or growing company, your [...]
Insurance Checklist for Contractors
Contracting businesses change quickly. New jobs, new tools, added vehicles, subcontractors, changing material costs, weather exposure, and updated contract requirements can all affect your insurance needs. That is why contractor insurance should not [...]
How to Manage Commercial Insurance Costs Without Sacrificing Protection
Materials, labour, rent, fuel, equipment, and everyday operating expenses have all become harder to manage. When budgets are tight, it is natural to look for ways to reduce expenses — and commercial insurance [...]
7 Insurance Mistakes Contractors in Atlantic Canada Should Avoid
For a small general contractor, one unexpected issue can put a lot of pressure on the business. A stolen trailer, damaged tools, a job site injury, a customer dispute, a weather-related delay, or [...]
6 Things to Think About Before Choosing Small Business Insurance
Running a small business means making decisions every day that affect your customers, employees, property, and long-term success. While you can plan carefully, some events are outside your control. A fire, theft, customer [...]
How to Protect Your Home from Sewer Backup and Why Your Insurance Coverage Matters
A sewer backup is one of the most unpleasant things a homeowner can deal with. Raw sewage in your basement can cause serious damage to your floors, walls, belongings, and HVAC systems, and [...]
Customer Testimonial: Rick Found Better Cabin Insurance Coverage and Saved About $800
Rick has a beautiful cabin property in Sandy Cove, a stunning part of the province on the Eastport Peninsula. Like many seasonal property owners, he felt he was paying too much for his [...]
Cabin and Seasonal Property Insurance Explained: Understanding the Costs and Coverage, and How a Broker Can Help
Cabin season is here, and for many families across Newfoundland and Labrador and Nova Scotia, that means dusting off the dock chairs, stocking the fridge, and getting the place ready for another summer [...]
Get Your Cottage and Insurance Ready for a Relaxing Summer
For many people across Newfoundland and Labrador, Nova Scotia, and the rest of Atlantic Canada, opening the cottage is one of the first real signs that warmer weather is on the way. After [...]
Renovating Your Home? Don’t Overlook Your Insurance
A home renovation can be a great way to make your space more functional, more comfortable, and more valuable. From kitchen upgrades and basement projects to exterior improvements and backyard features, renovations often [...]
A Cabin Story – Why “Different” Doesn’t Have to Mean “Difficult
Some insurance placements are routine. House. Two cars. Maybe an ATV. Done.And then sometimes, a file lands on your desk that makes you pause for a second — not because it can’t be [...]
Protecting Your Tools: What Contractors in Atlantic Canada Need to Know About Tool Floater Coverage
For contractors across Atlantic Canada, tools aren’t just equipment — they’re your livelihood. From residential renovations to light commercial builds, your projects depend on having the right tools on site, on time, and [...]
Your Biggest Risk Might Not Be on the Job Site – Cyber Insurance for Contractors in Atlantic Canada
When most contractors think about risk, they think about job sites. Weather delays. Theft. Equipment damage. Liability claims. What many don’t immediately think about is cyber risk. But today, even small and mid-sized [...]
Snow Load & Deck Collapse: What’s Covered And How It Impacts Your Insurance
This winter has been relentless. Across Newfoundland & Labrador and Nova Scotia, we’ve seen heavy, record-setting snowfall in some areas. And here in Atlantic Canada, snow rarely falls light and fluffy. It’s often [...]
A Slippery Situation: Why Clearing Your Walkway Matters More Than You Think
If you live in Atlantic Canada, you know this winter has been extreme. Heavy snow. Freezing rain. Ice pellets. Sudden thaws followed by deep freezes. The kind of winter mix that turns driveways [...]
Why Your Home Replacement Value Should Matter as Much as Your Premium
Sometimes, a low insurance premium feels great—until there’s a claim. We saw this clearly during the recent wildfires, when homeowners discovered that their houses were insured well below what it would actually cost [...]
When Being Underinsured Becomes a Problem
If you think your shed is fully insured, it’s worth taking a closer look—especially if it’s more than just a place to store lawn equipment. And if you only find out you’re underinsured [...]
When life doesn’t fit in a box, a broker makes the difference.
If you’ve ever been told “we don’t insure that” because your life includes more than just a house and a couple of cars, you’re not alone—and you’re not the problem. We see this [...]
