A place to help make all your moments safe and memorable.
Get all the tips, advice and special feel good stories from Munn as well as the latest news on how we are working hard to deliver a world class insurance experience for our customers. Take a moment to learn how we are making an impact in our industry and the communities where our people live and work.
Get Your Cottage and Insurance Ready for a Relaxing Summer
For many people across Newfoundland and Labrador, Nova Scotia, and the rest of Atlantic Canada, opening the cottage is one of the first real signs that warmer weather is on the way. After [...]
Renovating Your Home? Don’t Overlook Your Insurance
A home renovation can be a great way to make your space more functional, more comfortable, and more valuable. From kitchen upgrades and basement projects to exterior improvements and backyard features, renovations often [...]
A Cabin Story – Why “Different” Doesn’t Have to Mean “Difficult
Some insurance placements are routine. House. Two cars. Maybe an ATV. Done.And then sometimes, a file lands on your desk that makes you pause for a second — not because it can’t be [...]
Protecting Your Tools: What Contractors in Atlantic Canada Need to Know About Tool Floater Coverage
For contractors across Atlantic Canada, tools aren’t just equipment — they’re your livelihood. From residential renovations to light commercial builds, your projects depend on having the right tools on site, on time, and [...]
Your Biggest Risk Might Not Be on the Job Site – Cyber Insurance for Contractors in Atlantic Canada
When most contractors think about risk, they think about job sites. Weather delays. Theft. Equipment damage. Liability claims. What many don’t immediately think about is cyber risk. But today, even small and mid-sized [...]
Snow Load & Deck Collapse: What’s Covered And How It Impacts Your Insurance
This winter has been relentless. Across Newfoundland & Labrador and Nova Scotia, we’ve seen heavy, record-setting snowfall in some areas. And here in Atlantic Canada, snow rarely falls light and fluffy. It’s often [...]
A Slippery Situation: Why Clearing Your Walkway Matters More Than You Think
If you live in Atlantic Canada, you know this winter has been extreme. Heavy snow. Freezing rain. Ice pellets. Sudden thaws followed by deep freezes. The kind of winter mix that turns driveways [...]
Why Your Home Replacement Value Should Matter as Much as Your Premium
Sometimes, a low insurance premium feels great—until there’s a claim. We saw this clearly during the recent wildfires, when homeowners discovered that their houses were insured well below what it would actually cost [...]
When Being Underinsured Becomes a Problem
If you think your shed is fully insured, it’s worth taking a closer look—especially if it’s more than just a place to store lawn equipment. And if you only find out you’re underinsured [...]
When life doesn’t fit in a box, a broker makes the difference.
If you’ve ever been told “we don’t insure that” because your life includes more than just a house and a couple of cars, you’re not alone—and you’re not the problem. We see this [...]
Temporary Office Closure and System Maintenance – October 23–24th, 2025
As part of our exciting relocation to our newly renovated Head Office at 187 Kenmount Road, St. John’s, Munn Insurance will be completing a major IT and phone server migration this month. To [...]
It’s Not Just Price: What Really Matters When Choosing Home & Auto Insurance
Let’s be honest — price is usually the first thing people look at when shopping for home or auto insurance. And that’s completely fair. No one wants to pay more than they have [...]
The Real Costs of ATV Accidents on City Streets in NS and NL
We’re seeing a growing and concerning trend in communities across Newfoundland and Labrador and Nova Scotia: more and more people — especially youth — are driving ATVs, dirt bikes, and other off-road vehicles [...]
How Cancellation For Non-Payment Can Affect Your Insurance Record and Future Premiums
Paying bills isn’t anyone’s favorite task, but staying current on your insurance payments is essential to protecting yourself, your family, and your assets. In Atlantic Canada—especially here in Nova Scotia and Newfoundland and [...]
How to Prepare for a Wildfire in Atlantic Canada
With the very recent situation in Kenmount Terrace, we are reminded of the dangers of wildfires...
How to Save on Insurance Amid Uncertainty of Tariffs and Trade Wars
In today’s global economy, trade wars and tariffs are a hot topic, and their potential impacts reach beyond just the cost of goods like cars, appliances, and steel. If tensions between countries like [...]
Get the Best Auto Insurance Quote in Nova Scotia: A Step by Step Guide
When it comes to auto insurance, everyone wants to ensure they’re getting the right coverage at the best price. Whether you're a first-time car owner or a seasoned driver in Nova Scotia, the [...]
Unlock Big Savings with Group Insurance Discounts
At Munn Insurance, we know that everyone loves saving money—especially when it comes to home and auto insurance. Did you know that you may qualify for exclusive discounts just by being part of [...]
Distracted Driving: The Risks and Consequences
Distracted driving is one of the leading causes of accidents in Newfoundland and Nova Scotia, and texting while driving is a major contributor. Despite strict laws prohibiting the use of handheld devices, distracted [...]
Switching is Easy and Can Help You Save
Everyone wants to make sure they’re getting the best value, and insurance is no exception. While you may have found a great policy a while back, it’s always smart to regularly review your [...]
A Guide to Getting the Best Auto Insurance Quote in Newfoundland
When it comes to auto insurance, everyone wants to ensure they’re getting the right coverage at the best price. Whether you're a first-time car owner or a seasoned driver in Newfoundland, finding [...]
Winter Getaway Checklist: Protect Your Home and Car Before You Go
The coldest months of the year often inspire the desire to escape to warmer places. Whether you're planning a weekend away, a month-long vacation, or an entire winter season out of town, [...]
20 Essential Terms for Small to Medium-Sized Business Owners
Navigating the world of commercial insurance can be overwhelming, but understanding key terms is crucial for safeguarding your small to medium-sized business. Here are 20 essential terms explained in plain language: General Liability: [...]
Top 10 Questions to Ask Your Broker Before Buying Insurance for Your Small Business
When purchasing insurance for your small business, it's crucial to ask your insurance broker the right questions to ensure you make informed decisions. Here are the top 10 questions to ask: 1. What [...]
Finding the Right Insurance Broker for Your Property Portfolio
As a large business engaged in the construction, ownership, and management of numerous commercial properties and apartment buildings, ensuring robust insurance coverage is paramount. However, there may come a time when it's prudent [...]
