Save on auto insurance in Truro.
We’re one of Truro’s largest independent brokers. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with Truro’s best auto protection and benefits. That’s a promise.
Truro, the heart of Nova Scotia.
Truro is located in the heart of Nova Scotia and has been called one of the best places to live in all of Canada, so we know why you live there. As the ‘Hub of Nova Scotia’, the Town is bustling and busy with urban development, but chock-full of character and charm. With parks and trails to boutique shopping and live performances, you know how to live life here. Your insurance can be as unique as your route and your world. At Munn Insurance you can find the most competitive auto insurance in Truro and save while you’re doing it.
Driving in Truro – Tips to keep you on the road.
HELP KEEP WORKERS SAFE.
When an emergency vehicle is pulled over with its lights flashing, the law is motorists must slow down to 60 km/h or obey the speed limit if it’s lower than 60 km/h. If the road has two or more lanes in one direction, motorists must also move into another lane farther away from the stopped vehicle if it can be done safely. A motorist must obey these laws for ambulances, police vehicles, fire department vehicles, Department of Lands and Forestry fire vehicles, fire chiefs’ or deputy fire chiefs’ vehicles, conservation officers’ vehicles, motor vehicle and carrier inspectors’ vehicles, public safety vehicles such as sheriffs and bridge patrol officers, and tow trucks that are stopped at the scene of a fire or collision or assisting a vehicle. A fine can be as high as $350 for a first offence, with the potential to go higher.
CHECK YOUR VEHICLE.
Always keep your car well maintained. Make sure your tires are properly inflated, and your fluids are all at proper levels. Maintain a consistent check that your vehicle’s equipment is functioning properly. Also, seasons change abruptly in the Maritimes. Always be ready for autumn to suddenly become winter.
STRONG WIND MEANS SPECIAL CONSIDERATION.
Wind may not seem like a significant risk, but Truro is known for its high gusts of winds through all seasons. Drivers need to take care when driving through areas prone to strong winds or when weather reports predict severe weather. Also, motorists should notice larger vehicles such as tractor-trailers as they are much more susceptible to high winds. And drivers should always keep a firm grip on the wheel as strong winds have the ability to push moving vehicles.
TIME FOR NEW TIRES.
Tire problems are a factor in many car accidents. Blowouts, tread separation, under inflation and worn treads are some of the tire problems associated with accidents. While many people think just worn tires need to be replaced, old tires are of concern as well. As tires age, they become more prone to failure. The minimum safe tire tread depth is 2/32”, vehicle owners should consider replacing tires at the 4/32” mark, especially in Truro with the rainy and snowy conditions.
A few facts about auto insurance in Truro.
- The average age of auto insurance policyholder in Truro is 36
- The average age of drivers in Truro is 49
- The number of accident claims in Truro in 2018 was 1400
- The top automotive brands we insure in Truro are Honda, Ford, Chevrolet, Toyota, Hyundai, Chevrolet, Jeep
- 63% of people in Truro drive Cars
- 37% of people in Truro drive Trucks
Facts and myths about Truro.
The highest temperature ever recorded in Truro was 35.6 °C on 19 August 1935 and 15 August 1944. The coldest temperature ever recorded was −38.3 °C on 22 January 1934.
To date, Truro has 55 Municipality Registered Properties, five Provincially Registered Heritage Properties and one National Historic Site.
Six large sections of the Berlin Wall are located along the Cobequid Trail, on the Agricultural Campus of Dalhousie University.
The area has been home to the Mi’kmaq people for several centuries. The Mi’kmaq name for the Truro area, “Wagobagitik” means “end of the water’s flow”. Mi’kmaq people continue to live in the area at the Millbrook and Truro reserves of the Millbrook – We’kopekwitk band.
Truro has three ice hockey rinks and is home to the Truro Bearcats. Canadian football is also popular with games being played on Friday nights at the Truro Amateur Athletic Club. There is a minor lacrosse association, the Truro Bearcats Lacrosse Association, which allows youth to take part in organized lacrosse teams and games. As well, there is a junior A lacrosse team, the Mi’Kmaq Warriors, that plays in the East Coast Junior Lacrosse League. They play in the summer months out of the Colchester Legion Stadium.
Truro is home to the Colcester East Hants Health Centre, which has inpatient units and operates a wide range of clinics and satellite services. There are also multiple medical clinics and services throughout the Town.
Truro is approximately just a one-hour drive from the City of Halifax, Amherst and New Glasgow. It is perfectly centred between all major centres in Nova Scotia.
Truro has two public high schools, Cobequid Educational Centre and the francophone École acadienne de Truro. Post-secondary options include a campus of the Nova Scotia Community College, and The Institute of Human Services Education, as well as the Agricultural Campus of Dalhousie University in the neighbouring village of Bible Hill.
We do the shopping. You get the savings.
Nova Scotians love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Nova Scotia customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:
How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More
Combine your home and auto policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Rented Dwellings
Special discounts and savings with a Munn Insurance group policy.
We recognize the value groups provide to Truro. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across Nova Scotia. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Nova Scotia are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance
Get Truro’s best leisure vehicle protection.
Nova Scotians love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Nova Scotia. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- Classic Cars and Auto
- Motorhome, RV and Trailer
Car insurance laws in Truro
It is mandatory to have auto insurance for all vehicles in Truro. The province has enacted “financial responsibility laws” to ensure drivers are accountable for the financial consequences of their actions while on our roads.
Current limits for auto insurance in Truro are:
- $500,000 liability coverage
- $50,000 medical payments coverage
- $2,500 funeral benefits
- Disability income/death benefits for persons injured or killed in an auto accident
- Uninsured and unidentified driver insurance
Nova Scotia has a no-fault based insurance system. Drivers can file claims with their own insurance company, regardless of who is at fault for the accident. Also, the province does not take age or marital status into account when determining risk.
Truro car insurance – your questions answered.
Our Latest Advice
What to do when a wildfire occurs
If you are a Munn Insurance customer with property coverage, you are protected in the event of a fire. While our brave firefighters will do everything in their power to get the fire under control, there are some things you can do as a property owner during and after a wildfire to keep your home and family safe.
During a Wildfire
If you are advised to evacuate, do so immediately. Take your disaster supply kit, lock your home and choose a route away from the wildfire. Watch for changes in the speed and direction of the fire and smoke. Tell someone when you leave and where you are going.
If you are not ordered to evacuate and have time to prepare your home, take the following actions:
- Arrange temporary housing at a friend or relative’s home outside the threatened area in case you need to evacuate, or contact the Canadian Red Cross at 1-800-222-9597.
- Wear protective clothing when outside, such as sturdy shoes, cotton or wool clothes, long pants, a long-sleeved shirt, gloves and a handkerchief to protect your face.
- Close outside attic, eaves, basement vents, windows, doors, and other openings. Remove flammable drapes and curtains. Close all shutters, blinds or heavy non-combustible window coverings to reduce radiant heat.
- Close all doors inside the house to prevent drafts. Open the damper on your fireplace, but close the fireplace screen.
- Shut off any natural gas, propane or fuel oil supplies at the source.
- Connect garden hoses to outdoor water taps and fill any pools, hot tubs, garbage cans, tubs or other large containers with water.
- Place lawn sprinklers on the roof and near aboveground fuel tanks. Leave sprinklers on and dowse these structures as long as possible.
- If you have gas-powered pumps for water, make sure they are fuelled and ready.
- Place valuable papers, mementos and anything “you can’t live without” inside the car in the garage, ready for quick departure.
- Move flammable furniture into the center of the home away from the windows and sliding glass doors.
- Turn on outside lights and leave a light on in every room to make the house more visible in heavy smoke.
After a Wildfire
The following are guidelines for what to do in the period following a wildfire.
- If you remain at home, check the roof immediately after the fire danger has passed. Put out any roof fires, sparks or embers. Check the attic for hidden burning sparks.
- For several hours after the wildfire, maintain a “fire watch.” Re-check for smoke and sparks throughout the house.
- If you have evacuated, do not enter your home until fire officials say it is safe.
- If you must leave your home because a building inspector says the building is unsafe, ask someone you trust to watch the property during your absence.
- Use caution when entering burned areas as hazards may still exist, including hot spots, which can flare up without warning.
- If you detect heat or smoke when entering a damaged building, evacuate immediately.
- If you have a safe or strongbox, do not try to open it. It can hold intense heat for several hours. If the door is opened before the box has cooled, the contents could burst into flames.
- Avoid damaged or fallen power lines, poles and downed wires.
- Watch for ash pits and mark them for safety. Warn family and neighbours to keep clear of the pits.
- Watch your pets closely and keep them under your direct control. Hidden embers and hot spots could burn them.
- Follow public health guidance on safe cleanup of fire ash and safe use of masks.
- Dampen debris to minimize inhaling dust particles.
- Wear leather gloves and heavy-soled shoes to protect your hands and feet.
- Properly dispose of cleaning products, paint, batteries and damaged fuel containers to avoid risk.
- Discard any food that has been exposed to heat, smoke or soot.
- Do NOT use water that you think may be contaminated to wash dishes, brush your teeth, prepare food, wash your hands, make ice or make baby formula.
- You may find yourself in the position of taking charge of other people. Listen carefully to what people tell you, and deal patiently with urgent situations first.
In addition to insuring your home, we are committed to helping you and your loved ones stay safe when disaster strikes.
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