Save on auto insurance in Amherst.
Save on auto insurance in Amherst.
We’re one of Amherst’s largest independent brokers. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with Amherst’s best auto protection and benefits. That’s a promise.
Amherst, a modern town based in heritage.

Amherst’s charm and nature wrap around you here. History and culture meet modern conveniences. There is no wonder anyone calls Amherst home. Just a two-hour drive from Halifax and a 90-minute drive from Stanfield International Airport, it’s just close enough to be perfectly far away. Your insurance can be as unique as your route and your world. At Munn Insurance you can find the most competitive rates for auto insurance in Amherst and save while you’re doing it.
Driving in Amherst – Tips to keep you on the road.
DID YOU KNOW…
The “blind spot” is the name for the area on either side of a car that is invisible to wing mirrors. However, that isn’t wholly true. Maybe your car’s wing mirrors are just adjusted incorrectly. Put blind spots into full view of your side mirrors when mirrors are adjusted to contain no part of your vehicle. Angle them away from you to the point where your vehicle is no longer visible in either one. Any car that’s passing you on either side will remain in at least one of your mirrors until it enters your field of vision. This adjustment doesn’t eliminate your need to check your blind spots manually, but it is just another form of protection to keep you safe on the roads.
LIGHTS ON.
You can reduce your risk of being involved in an accident just by keeping your lights on at all times, including during the day. Drivers, cyclists and pedestrians are less likely to pull out in front of you if they can instantly see the glare of your headlights in a glance. In countries like Canada, Sweden and Finland, all new cars are required to have automatic running lights that stay on at all times. However, if your vehicle is an older model, take a moment and flick on your lights.
HELP KEEP WORKERS SAFE.
When an emergency vehicle pulled over with its lights flashing, the law is motorists must slow down to 60 km/h or obey the speed limit if it’s lower than 60 km/h. If the road has two or more lanes in one direction, motorists must also move into another lane, if safe to do so, farther away from the stopped vehicle if it can. The driver must obey these laws for emergency and law enforcement vehicles. A fine can be as high as $350 for a first offence, with the potential to go higher.
IMPAIRED DRIVING DOESN’T JUST MEAN SUBSTANCES.
Driving under the influence of a substance is dangerous and illegal. But what isn’t thought about often is that a severe lack of sleep could also impair you just as much. Any time your mental facilities could be compromised – whether from alcohol, poor sleep, new medication, or even having a horrible cold, take time off the road.

A few facts about auto insurance in Amherst.
- The average age of auto insurance policyholders in Amherst is 37
- The average age of drivers in Amherst is 51
- The number of accident claims in Amherst in 2018 was 1100
- The top automotive brands we insure in Amherst are Honda, Ford, Chevrolet, Toyota, Hyundai, Mazda, Dodge, Volkswagen
- 66% of people in Amherst drive Cars
- 34% of people in Amherst drive Trucks

Facts and myths about Amherst.
FACTS
In July, Amherst hosts the Bordertown Biker Bash. It’s an annual motorcycle rally with tours of scenic Nova Scotia, a burnout competition, stunt shows, live music, and a live concert.
Every August, Amherst hosts an eight-team little league baseball tournament, featuring four teams from New England.
Russian revolutionary Leon Trotsky was incarcerated at a detention centre in Amherst after he was arrested in Halifax in 1917.
Amherst gained brief notoriety in the late 19th century as the location of alleged poltergeist phenomena afflicting Amherst resident Esther Cox in 1878 and 1879, which became known as the Great Amherst Mystery after the publication of a popular book on the affair.
MYTHS
People don’t want to live here.
Moneysense Magazine rated Amherst as the best small town in Nova Scotia in their 2017 ranking of the best places to live in Canada. Affordable housing, great health care, and a vibrant arts and recreation culture are some of the outstanding features.
There is limited healthcare.
There is the Cumberland Regional Health Care Centre that provides 24-hour emergency room care, diagnostic imaging, cancer care, surgeries, and obstetrics. There is also the Victorian Order of Nurses that offers more than 75 home care, personal support, and community services.
It’s far away from everything.
An international airport and the urban centre of Moncton are just over a half an hour away. As the second-largest small town in Nova Scotia, Amherst is home to 9,400 residents and another 100,000 people who live within a half-hour drive.
There are limited educational facilities within Amherst.
Amherst is the location of one of Nova Scotia Community College’s campuses. It also has a regional high school, a junior high school and three elementary schools.
We do the shopping. You get the savings.
Nova Scotians love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Nova Scotia customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:

How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More


Combine your home and auto policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Condos
- Tenants
- Cabins/Cottages
- Rented Dwellings


Special discounts and savings with a Munn Insurance Group policy.
We recognize the value groups provide to Amherst. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across Nova Scotia. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Nova Scotia are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance
Get Amherst’s best leisure vehicle protection.
Nova Scotians love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Nova Scotia. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- ATV
- Snowmobile
- Classic Cars and Auto
- Motorhome, RV and Trailer
- Motorcycle






Car insurance laws in Amherst
It is mandatory to have auto insurance for all vehicles in Amherst. The province has enacted “financial responsibility laws” to ensure drivers are accountable for the financial consequences of their actions while on our roads.
Current limits for auto insurance in Amherst are:
- $500,000 liability coverage
- $50,000 medical payments coverage
- $2,500 funeral benefits
- Disability income/death benefits for persons injured or killed in an auto accident
- Uninsured and unidentified driver insurance
Nova Scotia has a no-fault-based insurance system. This means drivers can file claims with their own insurance company, regardless of who is at fault for the accident. In addition, the province does not take age or marital status into account when determining risk.


Amherst car insurance – your questions answered.

Our Latest Advice
What You Need to Know to Keep Your Data Safe
Data Privacy Day is a good time to remember why and how you should protect your personal, financial, business, and other information from falling into the wrong hands. Since there can be so much data to keep track of, it is easy to feel confused or overwhelmed about where to start. We compiled the following list of our favourite tips to help you better safeguard your files from potential cyber risks.
1. Create strong passphrases
This extends beyond email or banking passwords, since household appliances and systems from security cameras to baby monitors are also interconnected over the internet, and can be hacked.
Therefore, try changing the default passwords for any devices to a complex passphrase consisting of a mix of numbers, symbols, as well as both upper- and lower-case letters. You can couple this with updating your passwords regularly, or using a password manager that will allow you to organize your passwords, for an added layer of protection.
2. Secure your accounts
Using Multi-Factor Authentication (MFA) would require verifying your identity. This usually involves a fingerprint/facial/retinal scan. Alternatively, you can use your email address or phone number to receive a specific code that you can then use to login to your account. This means that in order for someone to gain access to your account(s), they would also need access to your phone or computer.
3. Do not trust suspicious links and use an antivirus
Seeing as there is an increase of malware programs in the form of annoying pop-ups to background data-mining that scan for personal data, it is important to be wary and think before clicking sketchy links.
An effective antivirus should offer protection from trojan horse programs or ransomware that seem legitimate but steal information behind the scenes, as well as bots that spam you with unsafe links and attachments. Make sure you check your antivirus software periodically and ensure that it remains updated.
4. Be mindful of public or free Wi-Fi
Relying on public Wi-Fi networks comes with its own risks, especially since most offer insufficient security. Someone else on the same network as you can easily access your data.
Try avoiding making financial transactions and sending sensitive information when using free Wi-Fi. Additionally, you can take a look at the search bar at the top of your browser and if your URL begins with “https” and there is a lock symbol, it means that the site can be trusted.
5. Regularly backup your data
The most tried-and-true method of data protection involves creating a copy – sometimes more than one – of your information and storing it on a cloud storage system such as Google Drive, Dropbox or OneDrive. This way, if your files are ever stolen, lost, or generally compromised you do not end up losing important data.
You could also go the extra mile by disposing of old data from previous devices AFTER backing it up and storing it elsewhere. This can be done by wiping the old disk with software or just plain shredding it.
The best way to protect your data privacy is to be proactive in your own internet security. Keeping these tips in mind will help you navigate the digital world knowing your data is safer.
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