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Specialized Insurance for the Technology Sector

Regardless of the type of business you operate – Start-ups, Software developer. Technical support – you need the right insurance coverage. We are here to provide you with the tailored insurance package to fit your needs.

What is Technology Sector Insurance, and why do you need it?

Technology Sector Insurance is an insurance policy specially designed for business’s operating within the technology sector to protect against specific risks they may encounter on the job, such as Errors and Omissions and General Commercial Liability (CGL).

If you’re a tech business or IT professional who accepts money to complete work for a client you need business insurance, if you don’t have you’re at risk of paying for any damages you may cause.

Let us find the best coverage for you.

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You work hard on your business, let us work hard to protect it.

What Does It Cover?

Technology sector insurance protects your company against specific risks associated within the industry you operate.

A comprehensive business insurance policy will typically include the following:

  1.  General Commercial Liability (CGL)
  2. Coverage for products
  3. Completed operations liability
  4. Coverage for contents and equipment
  5. Errors and Omissions

Who Needs Technology Sector Insurance?

If you are a business, there are always risks in the industry that you operate. Such as of third-party injuries, cyber attacks, property damage, you thief.

Business insurance will provide the coverage and protection should you or one of your employees be named in a lawsuit.

Some of the Tech businesses and IT professionals we would insure include:

  1. SAAS Providers
  2. IT Start up
  3. Web developer
  4. Systems analysts
  5. Computer programmer

What Does It Cost?

The cost of Technology Sector Insurance is not significant and varies depending on a number of factors.

The following factors are typically taken into consideration when determining your premium:

  • Industry and Services Offered
  • Years of Experience
  • Number of Employees
  • Annual and Projected Revenue

We have access to many different insurance providers and can therefore offer you different options to ensure the best coverage at the best price.

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Common claims scenarios

Situation: 
As an IT company your digital files are vital to your business operations. Becoming a victim of a ransom attack will be detrimental to your operations.

Outcome: 
Your Cyber Insurance would protect your business and coverage the costs associated with the breach.

Situation: 
As a business owner you welcome clients onto your property. If someone slips and falls in your office you will be held liable for the injuries your client experiences.

Outcome: 
Your Commercial General Liability Insurance will protect you against a bodily harm injury that occurs on your property.

Situation:
As an IT consultant you provide specialty advice to a trusting client. However, the advice is wrong and your professional opinion causes damages to the client. In turn, your client sues you for damages.

Outcome: 
Your Error and Omissions Insurance will protect you against any mistakes or errors that you make.

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