Get a Quote Home and Auto

Specialized Insurance for Small Businesses

Regardless of the type of business you operate, you need the right insurance coverage. We are here to provide you with the tailored insurance package to fit your needs.

What is Small Business Insurance, and why do you need it?

Small Business Insurance is an insurance policy specially designed for small-medium businesses to protect against specific risks they may encounter on the job, such as third-party injuries and property damage.​

If you’re a business that accepts money to complete work for a client, you need business insurance; if you don’t, you’re at risk of paying out of pocket for any damages you may cause.​

Let us find the best coverage for you.

pexels-amina-filkins-5409707
You work hard on your business, let us work hard to protect it.

What Does It Cover?

Small Business Insurance protects your company against specific risks associated within the industry you operate, such as third-party damage and theft. ​

A comprehensive business insurance policy will typically include the following:

  1. Commercial General Liability (CGL)
  2. Coverage for Products
  3. Operations Liability​
  4. Coverage of Stock
  5. Coverage for Contents and Equipment​

Who Needs Small Business Insurance?

If you own a business, there are always risks in the industry you operate, such as third-party injuries, cyber-attacks, property damage, and theft. ​

Small Business insurance will provide the coverage and protection should you or one of your employees be named in a lawsuit.​

Whether you operate your business out of your home or rent, lease, or own a commercial space, your business insurance protects you and your business.

What Does It Cost?

The cost of small business insurance is not significant and varies depending on a number of factors. ​

The following factors are typically taken into consideration when determining your premium:

  • Industry and Services Offered​
  • Years of Experience​
  • Number of Employees​
  • Annual and Projected Revenue​

We have access to many different insurance providers and can therefore offer you different options to ensure the best coverage at the best price.

Request a Small Business Insurance Quote
Common claims scenarios

Situation:
During the holidays, you leave some Christmas lights on after your leave for the evening. You awaken to a call from your local fire department that your business has caught on fire, causing extensive damage.

Outcome:
Commercial Property Insurance covers your business property and buildings if they are damaged or destroyed by fire.

Situation:
As a business consultant, you provide specialist advice for your clients; if you were to advise a client to make an investment that turned out to cause negative financial consequences, you might be held liable.

Outcome:
Your Error and Omissions Insurance will protect you against any mistakes or errors that you make.

Situation:
As a business owner, many customers come and go from your store; if a customer were to trip and fall in your store, you could be liable for the third party damages.

Outcome:
Your Commercial General Liability Insurance will protect you against a bodily harm injury that occurs on your property.

Switch to Munn.
It's Simple 😉
1.

Get a quote.

CLICK OR CALL.
Using our simple online quoting
system, or call us toll-free!
2.

We Shop.

WE'RE FAST!
In minutes we'll shop around
to get the best deal for you.
3.

You save big.

REALLY BIG!
We can save you up to 30%
without breaking a sweat.