Save on car insurance in Clarenville.
We’re one of the largest independent brokers for auto insurance in Clarenville. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with Clarenville’s best auto protection and benefits. That’s a promise.
Clarenville, limitless potential.

A thriving town nestled in an abundance of natural beauty, Clarenville is a hub of business and urban convenience. The residents enjoy the comforts of modern life without losing the small-town character and community spirit. Just a few minutes off the Trans-Canada Highway, it’s the perfect location for travellers heading across the province and for residents to travel to larger centres such as St. John’s and Gander. Your insurance can be as unique as your route. At Munn Insurance you can find the most competitive rates for auto insurance in Clarenville and save while you’re doing it.
Driving in Clarenville – Tips to keep you on the road.
DRIVING BY.
Clarenville is situated just minutes off the Trans-Canada Highway. This means a quick reduction in speed for highway travelling. From the intersection of Memorial Drive to Manitoba Drive, the speed is reduced from 100km to 70km.
FOG MEANS FOCUSED.
Newfoundland means fog, and Clarenville is no exception to the towns that can be hit by this extremely dangerous weather condition that is often underplayed. Drivers should slow down as driving at normal speeds in fog can be very dangerous. Slowing down means more time to react to traffic stops and potential hazards. Also, motorists should avoid using high-beam headlights in fog as fog consists of tiny water droplets that spread and reflect light. Low-beams should be used to help vehicles to be visible to one another. And last, always remain focused. Turn down the radio, stop conversations and keep attention on the road.
TAKE A CAB.
Newfoundland has severe impaired driving regulations to help keep all residents safe. As of 2017, any driver whose licence was suspended after an impaired driving conviction will be required to enter a mandatory ignition interlock program as a condition of reinstatement. As well, anyone 22 years and younger are required to maintain a zero-blood alcohol content while driving. Not a risk you want to take. There are three cab companies in Clarenville and Shoal Harbour ready to take you wherever you need to go.
HAND FREE AT ALL TIMES.
Fines for using a cell phone while driving are high in the province of Newfoundland, and the RNC are extremely vigilant in the Town of Clarenville. The current penalty is 4 demerit points with fines ranging from $350 to $1000.

A few facts about car insurance in Clarenville.
- The average age of auto insurance policyholder in Clarenville is 34
- The average age of drivers in Clarenville is 46
- The number of accident claims in Clarenville in 2018 was 1000
- The top automotive brands we insure in Clarenville are Ford, Chevrolet, Honda, Toyota, Hyundai, Dodge, GMC
- 60% of people in Clarenville drive Cars
- 40% of people in Clarenville drive Truck

Facts and myths about Clarenville.
FACTS
The Town acts as a natural gateway to the Discovery Trail, extending down the Bonavista Peninsula to Trinity and Bonavista, the reputed site of the first landing of European explorer John Cabot.
Clarenville is centrally located and within two hours’ driving time of 70% of the province’s population.
Clarenville has the only ski resort east of Corner Brook, White Hills Ski Resort.
The Town held the 1994 Newfoundland Winter Games, the 1997 National Under 17 Men’s Softball Tournament and in November 2010 hosted two games of the Four Nations Cup.
MYTHS
Health services in Clarenville are managed by Eastern Health. Clarenville has five health care facilities, the Dr. G.B. Cross Memorial Hospital, Dr. Albert O’Mahoy Memorial Manor, Coish Place, Protective Community Care Residence and DM Brown Building.
Clarenville has a variety of recreational facilities and activities. From sports centres, an event centre, multiple parks and trails to a farmer’s market, a marina and multiple historic sites, there is something for everyone.
The Town has an elementary, middle and high school. Clarenville is also home to the College of the North Atlantic Clarenville Campus that offers a variety of certificate and diploma programs.
Clarenville is situated within two hours’ drive of 70% of Newfoundland’s population.
We do the shopping. You get the savings.
Newfoundlanders love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Newfoundland customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:

How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More

Combine your home and car policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Condos
- Tenants
- Cabins/Cottages
- Rented Dwellings

Special discounts and savings with a Munn Insurance Group policy.
We recognize the value groups provide to Newfoundland communities. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across the Island. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Newfoundland are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance


- CAA Members can SAVE up to 20% on Auto and Home Insurance
- Access to multiple insurance markets; knowing you get the best coverage at the best rate
- Confidence and security of being a member of a preferred group
- Local, fast and efficient 24/7 Claims Service
- Legal Assistance
- Health Assistance
Get Newfoundland’s best leisure vehicle protection.
Newfoundlanders love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Newfoundland. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- ATV
- Snowmobile
- Classic Cars and Auto
- Motorhome, RV and Trailer
- Motorcycle






Car insurance laws in Clarenville.
Clarenville drivers must be in possession of legally determined minimum insurance coverage to drive on our roads. These minimum limits have been enacted to ensure drivers are financially responsible if an at-fault accident occurs.
Current limits for auto insurance in Clarenville are:
- $200,000 in liability coverage per accident
- Uninsured and unidentified motorist coverage
Clarenville drivers are not required to carry accident benefits coverage, although most do choose to buy this coverage, which includes coverage for medical payments, disability coverage, and death benefits coverage. This type of insurance is mandatory in other provinces. Many drivers in Newfoundland also opt to increase their liability coverage to limit risk and financial exposure.
There are also other optional coverages that can be purchased. These include comprehensive and collision coverage to protect in the event of an at-fault accident or non-accident scenario such as theft.

Clarenville car insurance – your questions answered.

Our Latest Advice
6 Tips To Shop Safely Online
Today is Cyber Monday, and it feels like every website has incredible deals. Shopping online makes it easy to find the best sales and avoid going to busy stores! However, shopping online does come with some cyber risks. So it is essential to take steps to protect yourself anytime you enter personal information online.
1. Use Familiar Websites – Do you know the site you’re visiting? Use a trusted site. Knowing the site and the business makes you more likely to shop online safely. If you are not sure if a site is legitimate, maybe it’s a new small business, call them to verify.
2. Only Shop HTTPS – Never buy anything online using your credit card from a site that doesn’t have SSL (secure sockets layer) encryption installed. You’ll know if the site has SSL because the URL for the site will start with HTTPS – instead of just HTTP.
3. Don’t Overshare – Consider what information a company needs for you to make a purchase. Even if the purchase transaction is safe, well-established companies can still experience data breaches.
4. Check Statements Regularly – Don’t wait for your bill to come at the end of the month. Go online regularly, especially during the holiday season, to view electronic statements for your credit card, debit card, and checking accounts.
5. Only Shop Online with a Credit Card – If your debit card is compromised, cybercriminals will have direct access to your bank funds.
6. Use Caution When Shopping Online on Public Networks – Be extra careful when shopping on public Wi-Fi or hotspots, as they are not always secure and are easier to hack. In addition, if you are at your local coffee shop doing some holiday shopping, be aware when you have to enter the credit card number, expiration date and 3-digit code into a site because you’re giving an over-the-shoulder snooper plenty of time to copy the information.
When in doubt, do your research, call the business, look up their online reviews, or check their status on the Better Business Bureau.
Happy Shopping!
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