Save on car insurance in Clarenville.
We’re one of the largest independent brokers for auto insurance in Clarenville. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with Clarenville’s best auto protection and benefits. That’s a promise.
Clarenville, limitless potential.
A thriving town nestled in an abundance of natural beauty, Clarenville is a hub of business and urban convenience. The residents enjoy the comforts of modern life without losing the small-town character and community spirit. Just a few minutes off the Trans-Canada Highway, it’s the perfect location for travellers heading across the province and for residents to travel to larger centres such as St. John’s and Gander. Your insurance can be as unique as your route. At Munn Insurance you can find the most competitive rates for auto insurance in Clarenville and save while you’re doing it.
Driving in Clarenville – Tips to keep you on the road.
DRIVING BY.
Clarenville is situated just minutes off the Trans-Canada Highway. This means a quick reduction in speed for highway travelling. From the intersection of Memorial Drive to Manitoba Drive, the speed is reduced from 100km to 70km.
FOG MEANS FOCUSED.
Newfoundland means fog, and Clarenville is no exception to the towns that can be hit by this extremely dangerous weather condition that is often underplayed. Drivers should slow down as driving at normal speeds in fog can be very dangerous. Slowing down means more time to react to traffic stops and potential hazards. Also, motorists should avoid using high-beam headlights in fog as fog consists of tiny water droplets that spread and reflect light. Low-beams should be used to help vehicles to be visible to one another. And last, always remain focused. Turn down the radio, stop conversations and keep attention on the road.
TAKE A CAB.
Newfoundland has severe impaired driving regulations to help keep all residents safe. As of 2017, any driver whose licence was suspended after an impaired driving conviction will be required to enter a mandatory ignition interlock program as a condition of reinstatement. As well, anyone 22 years and younger are required to maintain a zero-blood alcohol content while driving. Not a risk you want to take. There are three cab companies in Clarenville and Shoal Harbour ready to take you wherever you need to go.
HAND FREE AT ALL TIMES.
Fines for using a cell phone while driving are high in the province of Newfoundland, and the RNC are extremely vigilant in the Town of Clarenville. The current penalty is 4 demerit points with fines ranging from $350 to $1000.
A few facts about car insurance in Clarenville.
- The average age of auto insurance policyholder in Clarenville is 34
- The average age of drivers in Clarenville is 46
- The number of accident claims in Clarenville in 2018 was 1000
- The top automotive brands we insure in Clarenville are Ford, Chevrolet, Honda, Toyota, Hyundai, Dodge, GMC
- 60% of people in Clarenville drive Cars
- 40% of people in Clarenville drive Truck
Facts and myths about Clarenville.
FACTS
The Town acts as a natural gateway to the Discovery Trail, extending down the Bonavista Peninsula to Trinity and Bonavista, the reputed site of the first landing of European explorer John Cabot.
Clarenville is centrally located and within two hours’ driving time of 70% of the province’s population.
Clarenville has the only ski resort east of Corner Brook, White Hills Ski Resort.
The Town held the 1994 Newfoundland Winter Games, the 1997 National Under 17 Men’s Softball Tournament and in November 2010 hosted two games of the Four Nations Cup.
MYTHS
Health services in Clarenville are managed by Eastern Health. Clarenville has five health care facilities, the Dr. G.B. Cross Memorial Hospital, Dr. Albert O’Mahoy Memorial Manor, Coish Place, Protective Community Care Residence and DM Brown Building.
Clarenville has a variety of recreational facilities and activities. From sports centres, an event centre, multiple parks and trails to a farmer’s market, a marina and multiple historic sites, there is something for everyone.
The Town has an elementary, middle and high school. Clarenville is also home to the College of the North Atlantic Clarenville Campus that offers a variety of certificate and diploma programs.
Clarenville is situated within two hours’ drive of 70% of Newfoundland’s population.
We do the shopping. You get the savings.
Newfoundlanders love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Newfoundland customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:
How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More
Combine your home and car policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Condos
- Tenants
- Cabins/Cottages
- Rented Dwellings
Special discounts and savings with a Munn Insurance Group policy.
We recognize the value groups provide to Newfoundland communities. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across the Island. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Newfoundland are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance
- CAA Members can SAVE up to 20% on Auto and Home Insurance
- Access to multiple insurance markets; knowing you get the best coverage at the best rate
- Confidence and security of being a member of a preferred group
- Local, fast and efficient 24/7 Claims Service
- Legal Assistance
- Health Assistance
Get Newfoundland’s best leisure vehicle protection.
Newfoundlanders love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Newfoundland. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- ATV
- Snowmobile
- Classic Cars and Auto
- Motorhome, RV and Trailer
- Motorcycle
Car insurance laws in Clarenville.
Clarenville drivers must be in possession of legally determined minimum insurance coverage to drive on our roads. These minimum limits have been enacted to ensure drivers are financially responsible if an at-fault accident occurs.
Current limits for auto insurance in Clarenville are:
- $200,000 in liability coverage per accident
- Uninsured and unidentified motorist coverage
Clarenville drivers are not required to carry accident benefits coverage, although most do choose to buy this coverage, which includes coverage for medical payments, disability coverage, and death benefits coverage. This type of insurance is mandatory in other provinces. Many drivers in Newfoundland also opt to increase their liability coverage to limit risk and financial exposure.
There are also other optional coverages that can be purchased. These include comprehensive and collision coverage to protect in the event of an at-fault accident or non-accident scenario such as theft.
Clarenville car insurance – your questions answered.
Our Latest Advice
A New Insurance Benefit for Chiropractors Nova Scotia Members: Better Coverage, Service, and Savings
Learn how your Chiropractors Nova Scotia membership can help you access a dedicated group home and auto insurance program through Munn Insurance.
As part of our ongoing commitment to providing value to members, Chiropractors Nova Scotia is pleased to introduce a new group insurance benefit.
Chiropractors Nova Scotia members now have access to a dedicated Group Home and Auto Insurance Program through Munn Insurance. This program has been designed to give members the opportunity to explore coverage options, personalized service, and potential savings available through their CNS membership.
What is the Chiropractors Nova Scotia Group Home and Auto Insurance Program?
The Chiropractors Nova Scotia Group Home and Auto Insurance Program is a member benefit available through Munn Insurance. It gives CNS members the opportunity to review their current home and auto insurance and see whether a group program can provide improved value.
This program is designed to help members access competitive insurance options, personalized advice, and potential group savings through an experienced insurance broker that understands the importance of service, protection, and making informed decisions.
Why choose a group insurance program through a broker?
Home and auto insurance can vary significantly from one insurance provider to another. The company that offered you the best rate last year may not be the best fit today, and many people renew their policies without knowing whether better options are available.
That is where a broker can make a real difference.
Munn Insurance works with multiple insurance markets, giving Chiropractors Nova Scotia members access to a wider range of options than they would get from a single insurance company. This means members have the opportunity to compare coverage, service, and pricing to find a policy that fits their needs.
Direct writers are very limited in that they only have one market to offer and often have restrictive coverages and limited options.
Through the Chiropractors Nova Scotia Group Home and Auto Insurance Program, members may be able to access competitive rates, group savings, and coverage options designed to provide strong value. In many cases, working with a broker can help identify savings opportunities while also making sure important coverage is not overlooked.
A broker can also help explain policy options, answer questions, and make the insurance process easier from quote to renewal.
Better coverage for real life
Every household is different. Your insurance should reflect that.
A chiropractor living in Halifax may have different insurance needs than someone commuting between communities, operating a clinic, living in a rural area, owning a seasonal property, or insuring multiple vehicles. Factors like home type, driving habits, family needs, claims history, deductibles, liability limits, and bundled coverage can all make a difference.
Through the Chiropractors Nova Scotia Group Home and Auto Insurance Program, members can receive guidance on coverage options for home and auto insurance, including opportunities to bundle policies, review limits, explore available discounts, and make sure their protection still fits their current situation.
The goal is not simply to sell a policy. The goal is to help members make informed insurance decisions.
Coverage for your clinic or practice
For members who own or operate a chiropractic clinic, Munn Insurance can also help review your commercial insurance needs. Whether your practice operates from a dedicated clinic space, a shared office, or a home-based setting, it is important to make sure your business, equipment, liability, and day-to-day operations are properly protected.
Commercial insurance needs can vary depending on how and where you operate, and the coverage that works for one clinic may not be the right fit for another. Munn Insurance can help CNS members review their current coverage, identify possible gaps, and explore options designed to help protect both their personal and professional interests.
If you own or operate a clinic, this program can be an opportunity to look beyond home and auto insurance and make sure the coverage supporting your practice is aligned with your needs.
Better service from a team that is ready to help
Insurance should not feel complicated or impersonal.
With Munn Insurance, Chiropractors Nova Scotia members can work with a team that takes the time to understand their needs. Members can ask questions, review existing coverage, compare options, and receive advice from licensed insurance professionals.
That personal service can be valuable when buying a policy, but it can be even more important at renewal, after a major life change, or if a claim happens.
Having a broker means having someone who can help guide you through the process, explain your options, and advocate for your needs.
Better savings through group buying power
One of the key advantages of a group insurance program is the potential for savings.
Because the program is available to members of Chiropractors Nova Scotia, eligible members may be able to access preferred rates, discounts, or additional benefits that may not be available through a standard individual policy.
Savings can also come from reviewing your current coverage, bundling home and auto insurance, adjusting deductibles, applying eligible discounts, or moving to an insurance market that is a better fit for your needs.
Even if you are happy with your current insurance, it may still be worth getting a second look. You may discover that your CNS membership gives you access to options you did not know were available.
Why it is worth learning more
Home and auto insurance are important parts of financial protection. But many people renew their policies year after year without reviewing whether they still have the right coverage, the right service, or the best available value.
The Chiropractors Nova Scotia Group Home and Auto Insurance Program gives members a reason to take a closer look.
By connecting with Munn Insurance, CNS members can find out whether the program may offer:
- More suitable coverage for their needs
- Competitive home and auto insurance rates
- Potential group savings
- Advice from a licensed insurance broker
- Service and support from a team that is ready to help
- Access to multiple insurance markets
- Help understanding coverage options before making a decision
A practical benefit for Chiropractors Nova Scotia members
Your CNS membership connects you with your professional community. Now, it can also help connect you with a dedicated insurance program designed to provide value beyond your day-to-day work.
Whether you are buying a home, renewing your auto insurance, reviewing your family’s coverage, or simply wondering whether you could be getting better value, this new program is worth exploring.
Get started
Chiropractors Nova Scotia members are encouraged to contact Munn Insurance to learn more about the Group Home and Auto Insurance Program and request a quote.
You may find better coverage, better service, and better savings are available through your CNS membership.
Contact Munn Insurance today at 1-855-726-8627 to learn more about your Chiropractors Nova Scotia Group Home and Auto Insurance Program or visit them online at www.munninsurance.com.
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