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How to Prepare for a Wildfire

Munn Insurance How to Prepare for a Wildfire

Many homeowners face the risk of wildfires, which are usually triggered by lightning or accidents. They spread quickly, igniting brush, trees and homes. Reduce your risk of damage by preparing now to protect your family, home and property.

Preparing Your Home for a Wildfire

The following are things you can do to protect yourself, your family and your property in the event of a fire.

  • Design and landscape your home with wildfire safety in mind. Select materials and plants that can help contain fire rather than fuel it.
    • Use fire-resistant or non-combustible materials on the roof and exterior structure of your house, or treat wood or combustible material used in roofs, siding, decking or trim with fire-retardant chemicals.
    • Plant fire-resistant shrubs and trees. For example, hardwood trees are less flammable than pine, evergreen, eucalyptus or fir trees.
  • Regularly clean your roof and gutters; remove any debris that could catch fire.
  • Inspect your chimneys at least twice a year, and clean them at least once a year. Keep the dampers in good working order. Equip chimneys and stovepipes with a spark arrester.
  • Install mesh screen beneath porches, decks, floor areas and the home itself to prevent debris and combustible materials from accumulating. You should also cover openings to floors, roofs and attics with mesh screens to prevent sparks and embers from entering your home.
  • Install a dual-sensor smoke alarm on each level of your home, especially near bedrooms; test it every month and change the batteries at least once each year.
  • Teach your family members how to use a fire extinguisher (ABC type), and show them where it’s kept.
  • Keep household items available that can be used as fire tools, such as a rake, axe, handsaw or chain saw, bucket and shovel.
  • Keep a ladder that will reach the roof in case a family member ends up on the roof of a burning house.
  • Move flammable items away from the house and outside of your defensible space, including woodpiles, lawn furniture, barbecue grills, tarp coverings, etc.

Plan Your Water Needs

  • Have a garden hose that is long enough to reach any area of the home and other structures on the property.
  • Install freeze-proof exterior water outlets on at least two sides of the home and near other structures on the property.
  • Identify and maintain an adequate outside water source, such as a small pond, cistern, well, swimming pool or hydrant.
  • Consider obtaining a portable gasoline-powered pump in case electrical power is cut off.

It is recommended that you create a 10- to 30-metre safety zone around your home. Within this area, you can take steps to reduce potential exposure to flames and radiant heat. Homes built near wooded areas should have a minimum safety zone of 30 metres. If your home sits on a steep slope, standard protective measures may not be enough. Contact your local fire department or forestry office for additional information.

  • Rake leaves, dead limbs and twigs. Clear all flammable vegetation. Remove leaves and rubbish from under structures.
  • Thin a 5-metre space between tree crowns, and remove limbs within 5 metres of the ground.
  • Remove dead branches that extend over the roof.
  • Prune tree branches and shrubs within 5 metres of a stovepipe or chimney outlet.
  • Ask the power company to clear branches from power lines.
  • Mow grass regularly.
  • Clear a 3-metre area around propane tanks and the barbecue. Place a screen over the grill, made of a non-flammable material with mesh.
  • Regularly dispose of newspapers and rubbish at an approved site. Follow local burning regulations.
  • Place stove, fireplace and grill ashes in a metal bucket and soak them in water for two days, then bury the cold ashes in mineral soil.
  • Store gasoline, oily rags and other flammable materials in approved safety cans. Place the cans in a safe location away from the base of buildings.
  • Stack firewood at least 30 metres away and uphill from your home. Clear combustible material within 6 metres of a woodpile.
  • Review your homeowner’s insurance policy and prepare or update a list of your home’s contents.

Follow Local Burning Laws

  • Before burning debris in a wooded area, make sure you notify local authorities and obtain a burning permit.
  • Use an approved incinerator with a safety lid.
  • Create at least a 3-metre clearing around the incinerator before burning debris.
  • Have a fire extinguisher or garden hose on hand when burning debris.

During a Wildfire

If you are advised to evacuate, do so immediately. Take your disaster supply kit, lock your home and choose a route away from the wildfire. Watch for changes in the speed and direction of the fire and smoke. Tell someone when you left and where you are going.

If you see a wildfire and haven’t received evacuation orders yet, call 911. Don’t assume that someone else has already called. Describe the location of the fire, speak slowly and clearly and answer any questions the dispatcher asks.

If you are not ordered to evacuate, and have time to prepare your home, take the following actions:

  • Arrange temporary housing at a friend or relative’s home outside the threatened area in case you need to evacuate.
  • Wear protective clothing when outside, such as sturdy shoes, cotton or wool clothes, long pants, a long-sleeved shirt, gloves and a handkerchief to protect your face.
  • Gather fire tools such as a rake, axe, handsaw or chainsaw, bucket and shovel.
  • Close outside attic, eaves and basement vents, windows, doors and other openings. Remove flammable drapes and curtains. Close all shutters, blinds or heavy non-combustible window coverings to reduce radiant heat.
  • Close all doors inside the house to prevent drafts. Open the damper on your fireplace, but close the fireplace screen.
  • Shut off any natural gas, propane or fuel oil supplies at the source.
  • Connect garden hoses to outdoor water taps and fill any pools, hot tubs, garbage cans, tubs or other large containers with water.
  • Place lawn sprinklers on the roof and near aboveground fuel tanks. Leave sprinklers on and dowse these structures as long as possible.
  • If you have gas-powered pumps for water, make sure they are fuelled and ready.
  • Place a ladder in clear view against the house.
  • Disconnect any automatic garage door openers so that doors can still be opened by hand if the power goes out. Close all garage doors.
  • Place valuable papers, mementos and anything “you can’t live without” inside the car in the garage, ready for quick departure. Any pets still with you should also be put in the car.
  • Place valuables that will not be damaged by water in a pool or pond.
  • Move flammable furniture into the centre of the home away from the windows and sliding glass doors.
  • Turn on outside lights and leave a light on in every room to make the house more visible in heavy smoke.

After a Wildfire

The following are guidelines for what to do in the period following a wildfire.

  • If you are with burn victims, or are a burn victim yourself, call 911 or seek help immediately. Cool and cover burns to reduce the chance of further injury or infection.
  • If you remained at home, check the roof immediately after the fire danger has passed. Put out any roof fires, sparks or embers. Check the attic for hidden burning sparks.
  • For several hours after the wildfire, maintain a “fire watch.” Re-check for smoke and sparks throughout the house.
  • If you have evacuated, do not enter your home until fire officials say it is safe.
  • If you must leave your home because a building inspector says the building is unsafe, ask someone you trust to watch the property during your absence.
  • Use caution when entering burned areas as hazards may still exist, including hot spots, which can flare up without warning.
  • If you detect heat or smoke when entering a damaged building, evacuate immediately.
  • If you have a safe or strongbox, do not try to open it. It can hold intense heat for several hours. If the door is opened before the box has cooled, the contents could burst into flames.
  • Avoid damaged or fallen power lines, poles and downed wires.
  • Watch for ash pits and mark them for safety. Warn family and neighbours to keep clear of the pits.
  • Watch your pets closely and keep them under your direct control. Hidden embers and hot spots could burn them.
  • Follow public health guidance on safe cleanup of fire ash and safe use of masks.
  • Dampen debris to minimize inhaling dust particles.
  • Wear leather gloves and heavy-soled shoes to protect your hands and feet.
  • Properly dispose of cleaning products, paint, batteries and damaged fuel containers to avoid risk.
  • Discard any food that has been exposed to heat, smoke or soot.
  • Do NOT use water that you think may be contaminated to wash dishes, brush your teeth, prepare food, wash your hands, make ice or make baby formula.
  • You may find yourself in the position of taking charge of other people. Listen carefully to what people are telling you, and deal patiently with urgent situations first.

In addition to insuring your home, we are committed to helping you and your loved ones stay safe when disaster strikes. If you would like more information on developing a family emergency plan or building a disaster supply kit, please contact Munn Insurance today.

PANL Paramedic of the Year

We were thrilled with the number of nominations we received for the first-ever Paramedic Association of Newfoundland and Labrador (PANL) Paramedic of the Year award sponsored by Munn Insurance.

This year the PANL Paramedic of the Year is Ruby Hynes. Ruby was nominated 26 times by friends, colleagues, municipality workers, fellow first responders, and family members.

Ruby has been working as a paramedic for over a decade; she is currently working both full-time and casual positions with Fewer’s Ambulance Service operating in Clarenville and Delaney’s Ambulance Service operating in Glovertown. In addition to working in her field, Ruby is a dedicated instructor teaching courses in Emergency Medical Responder (EMR), First Aid, and CPR.

Ruby has been described countless times as a well-respected, dedicated, compassionate professional who inherently exceeds all expectations.

“Munn Insurance is proud to sponsor the Paramedic of the Year award. We are happy to be able to give back to those who give so much, and we would like to congratulate Ruby Hynes on being named the 2022 PANL Paramedic of the Year! Thank you, PANL, for including Munn Insurance in this great initiative.” – Aaron Blackwood, Munn Insurance

“Paramedics Association of Newfoundland and Labrador is extremely pleased to be presenting the inaugural Paramedic of the Year award to Ruby Hynes. Congratulations Ruby!. We would also like to thank Munn Insurance for their support.” – Rodney Gaudet, President PANL

Thank you to everyone who took the time to nominate a paramedic in your life and congratulations to everyone who was nominated for this award.

What factors are included in home insurance premium calculations

What factors are included in home insurance premium calculations

Insurance companies take a variety of factors into consideration when determining the cost of your home insurance. These factors will help the company estimate how likely you are to make a claim and how much that potential claim will cost.

Here are the top 5 factors insurance companies use to determine your home insurance premium.

  • The location of your home. Your address can significantly impact the cost of your home insurance. Insurance companies use your postal code to identify the type and frequency of claims made in the area to determine how likely you are to make a similar claim. For example, if you live in an area where flooding often occurs, your insurance could cost more than if you lived in a place where flooding occurs less frequently.
  • The age of your home. As your home ages, there is an increased risk of issues like faulty pipes, older wiring, leaky roofs, and cracked foundations, which could increase the likelihood that you’ll have a claim for damage caused by water or fire. As a result, owners of newer homes often pay lower premiums, and premiums tend to increase as homes age.
  • The heating system in your home. Homes with oil heating typically cost more to insure than homes with electric heat or gas furnaces, as oil tank leaks can damage your property and the surrounding environment. If you heat your home with a wood stove, which can increase your chances of having a house fire, your premium will also likely be higher.
  • The type of basement in your home. Today, many homes have finished basements that are used for extra living space, at-home gyms, media rooms, offices, and more. Not only do finished basements tend to contain more furniture and valuables than unfinished basements, but they also cost more to repair because of the types of building materials used. A claim for damages to a finished basement and its contents would likely be higher than a claim for damages to an unfinished basement. This can result in higher premiums for homes with finished basements.
  • The distance between your home and a fire station or hydrant. If your home is close to a fire station or hydrant, there’s a better chance of saving more of your property if a fire occurs. This usually isn’t a problem in urban areas and doesn’t affect premiums, but if you live in a rural area that’s farther away from a fire station or hydrant, your home insurance could be more expensive.

If you have any questions about your current home insurance policy or would like a free no obligation quote, please contact Munn Insurance toll-free at 1-855-726-8627 today.

Top 11 Auto Insurance Discounts

There are many ways to obtain car insurance discounts, from choosing the right car (one that is less likely to be involved in an accident or stolen – yes, that matters!) to reducing the amount that you drive (the less you drive, the better). But if you’re looking for more ways to save, here is a list of car insurance discounts that you can discuss with your broker at your next renewal:

  1. Multi-policy discount. For drivers who buy their car and home insurance policies from the same company.
  2. Multi-vehicle discount. For drivers who insure more than one vehicle with the same company.
  3. Conviction-free discount. For drivers who maintain clean driving records for a set amount of time (usually 3-5 years).
  4.  Autonomous emergency braking (AEB) discount. For vehicles with an AEB system that acts independently of the driver to help avoid or mitigate accidents.
  5. Short commute discount. For drivers who commute a short distance to and from work daily.
  6.  Loyalty discount. For customers who have remained with the same insurance company for a set amount of time (usually over four years).
  7. Full coverage discount. For customers who have both liability and physical damage coverage on their vehicle.
  8. Away at school discount. For parents with kids living away from home to attend school and don’t have regular access to the insured vehicle.
  9. Green discount for hybrid vehicles. For eco-friendly vehicles that help the environment by reducing smog and greenhouse gas emissions.
  10. Single pay discount. For customers who pay their entire annual premium in one payment.
  11. Group discounts. Group home and auto premiums offered through group plans are lower than the marketplace average.

Based on our experience, these are 11 of the most valuable car insurance discounts available — but the specific discounts offered may vary by provider. Be sure to ask your broker to find out if they can offer these discounts and whether you qualify. You’ll be amazed by just how much you can save and what you can do with all those savings!

If you would like more information on your home or auto policy (and about the many discounts available), please contact Munn Insurance at 1-855-726-8627 today.

Top 6 Ways To Save On Rental Property Insurance

Owning a home or property that you rent on a short or long-term basis is a great way to earn additional income. However, there is a lot of responsibility and costs associated with owning a rental property, which is why we want to provide you with 6 easy tips and tricks to save on rental property insurance.

  1. Increase your deductibles

The quickest and easiest way to save money on rental property insurance is by increasing your deductible.

The most common deductible for any building or property is $1,000. A landlord can reduce insurance premiums by 6% – 10% immediately by increasing the deductible to $2,500.

If a rental property owner increased the deductible from $1,000 to $5,000, the insurance premium would be reduced by 8% – 14%.

Choosing the right deductible is a personal decision. A large deductible may be the right move for one landlord but wrong for another. Consider picking a deductible that would “hurt” a little to come up within an emergency, but not so high that you would be unable to pay it.

  1. Make sure your property is updated and well maintained

Having an updated and well-maintained property is vital when looking to get a competitive insurance rate. Paying close attention to the following aspects of your property can help in its evaluation:

  • Having a roof age of 20 years or less
  • HVAC updates were performed within the last 15 years
  • Electrical updates occurred within the last 20 years (no Fuses)
  • No plumbing issues (Watch out for Kitex branded PEX)
  • Well maintained exterior & interior
  1. Avoid using your insurance for small claims

Statistics show that rental properties have more claims when compared to homeowners properties. In order to save money on rental property insurance, it is imperative that the owner has made no previous claims, or at the least minimal claims.

While insurance carriers understand that insurance claims will occur, it is crucial to use your insurance coverage as it is intended to be used; for major incidents.

Too often, property owners use insurance more as a maintenance plan, which drives the loss experience up while simultaneously driving carrier choice down and premiums up.

Landlords should only file claims when it is worth doing so. Call one of our customer service representatives if you have any questions regarding a potential claim or if you would like specific advice.

  1. Decide what type of insurance you want

A critical step in evaluating rental property insurance is to decide what types of coverage you want and need. An easy way to lower your insurance premium is to remove coverage that does not fit your needs or wants. Alternatively, not having the right coverage in the first place could cost you in the long run. For example, your list of required coverage may resemble the following:

  • Replacement cost-coverage on all residences and other structures
  • Coverage for fire and smoke damage, lightning, ice damage, hail, wind, and water damage from burst pipes
  • $1 million in landlord liability
  • $5,000 for medical payments coverage
  • Loss of rent coverage
  • Contents protection for any furnishings you provide

All to often insurance policies are complex, and difficult to understand, so as a broker, working for you, our job is to help provide clarity, while identifying your insurance needs, to provide the right protection and peace of mind.

  1. Group insurance

Group insurance is a program often offered by an employer or association that allows its members and employees greater access to more competitive insurance; including enhanced coverages, policy benefits, and huge discounts on premiums.

It’s simply a way of harnessing the bulk buying power of a group and spreading the savings in the shape of reduced premiums for all the participants.

Group home and auto premiums offered through group plans are lower than the marketplace average.

It’s a win-win for all involved; the insurance company can offer its services to an exclusive audience it might not have had access to otherwise; Since the likelihood of multiple members of the group purchasing policies is high, those who sign up get exclusive access to savings.

  1. Shop your insurance with an insurance broker

Why should you use Insurance Brokers? Simply put, insurance brokers work for you and not the insurance company. They shop the market to find you low insurance premiums while not sacrificing your insurance coverage. Be it better coverage or lower premiums, you will save money and have the coverage you need.


If you have any questions about an existing rental property policy or would like a free quote please call us today 1-855-726-8627.



Federal government announces expanded support for businesses.

Covid-19 has surged once again, causing stricter restrictions for businesses.

We want to make sure that our commercial insurance customers and business owners across the province are aware that the federal government temporarily expanded the lockdown supports from December 19, 2021, to February 12, 2022, for businesses facing a 50% capacity restriction to assist with wage and rent payments.  This is great news for businesses who are still feeling the pressure and impacts of COVID related restrictions. We encourage our customers and business owners to explore their options and how they can take advantage of this expanded support.

Critical emergency lockdown support will help workers and businesses that work or do business in sectors effected by COVID-19, should the public health situation necessitate future lockdowns. This financial support is designed to help businesses who are facing these challenges:

  • employers subject to capacity-limiting restrictions of 50 percent or more will be eligible for CEWS and CERS;
  • the CEWS and CERS current-month revenue decline threshold requirement is reduced to 25 percent compared to 2019 revenue numbers,
  • workers experiencing capacity-limiting restrictions of 50 percent or more will be eligible for the Canada Worker Lockdown Benefit.

These new changes are a welcomed relief to many of our hardest-hit businesses and those who they employ. These benefits will also provide:

  • Expanded Canada Worker Lockdown Benefit to include workers where capacity restriction of 50% or more has been imposed.
  • Workers are eligible if they are directly affected by COVID-19 capacity restrictions and have lost 50% or more of their income as a result.
  •  The benefit provides $300 per week in income support.

For more information, please visit the Canadian Federation of Independent Business by clicking or visit the Government of Canada at

Our Claims Team Is Ready To Help.

The southwest coast of NL received a total of 165.1 mm of rain over the past two days, setting an all time record for the area. Sadly, with that much rain comes water damage.

Here at Munn Insurance, we are ready to take care of you. Our staff is on call to provide assistance should you need it, and our claims staff have been mobilized to guide you completely through the process if you need to make a claim.

Reporting Claims

To report a claim, please call 1-855-726-8627. One of our local claims adjusters will provide emergency support, advice and start the claims process. We recommend that you document as much of your personal damage as possible so that we can share that with the insurance company.

We’re Ready

We are ready to respond to your needs. We are in close contact with contractors and suppliers to ensure they are available when needed, while we have also increased the number of employees available to take calls. These measures will ensure you get the help you need as soon as possible.


Our claims team is right here. So when you need us, we will be ready with fast, expert and local service. If you have a claim, please stay safe and contact us as soon as you can. We will guide you through the claims process, and as your broker, we will help ensure a swift and fair settlement by the insurance company as soon as possible.

Please stay safe and pay close attention to weather alerts for your area of the province. As always, Munn Insurance will be here for you.

Protecting Your Home Before, During and After a Flood.

With a wreckhouse warning, a wind warning and a rainfall warning, all in effect, the weather on the southwest coast of Newfoundland is looking less and less favourable. According to Eddy Sheerr, the area between Burgeo and Channel-Port aux Basques may see upwards of 200 mm of rain by Wednesday evening. This means the chances of flooding are very likely. But, we are here to help you prepare. As property owners, you can take steps to reduce the likelihood of water getting inside your home during serve rain or floods.

Before the Flood:

  • Inspect drains regularly to ensure proper operation.
  • Keep sandbags on hand to help divert unusually high water away from your foundation.
  • Learn the flood alert signals of your community and keep updated on the alert level at all times.
  • Clean your eaves-trough or gutters. If your gutters are not cleared properly, rainfall will begin to pool in troubled areas.
  • Check your sump pump, if you have one, to ensure it is working and give it a quick test.
  • Make sure your downspouts are pointing away from your foundation. If water pools against the foundation, it can seep into your basements or cracks in the foundation.
  • Clear debris from street grates to ensure no debris is blocking them.
  • Store or cover valuable items that you have outside in a safe place.
  • Review with family members how to shut off utilities in an emergency.
  • Plan a survival kit with important documents, including insurance documents, medications and critical items if you need to leave your home.

During the Flood:

  • Listen for alerts via radio, television or text for the latest storm information. Be sure to keep your smartphone charged if you lose power so you can still receive alerts or call for help.
  • If advised to evacuate, shut off all utilities and evacuate immediately.
  • Move to high ground, avoid rising waters and do not walk or drive through any floodwaters.
  • Stay away from downed power lines and electrical wires.

After the Flood:

  • Avoid moving water.
  • If you had to evacuate, do not return home until authorities indicate it is safe to do so.
  • Once allowed back into your home, inspect it for damage. If your property has been damaged, promptly report the loss.
  • Do not enter an area that has flooded.
  • Throw away all food that has come into contact with floodwaters.


Please stay safe and pay close attention to weather alerts for your area of the province. As always, Munn Insurance will be here for you. Our claims department is open 24 hours a day, 7 days a week, at 1-855-726-8627.


10 Things You Can Do If You Are A Victim Of Identity Theft

Identity theft is the fastest growing crime in Canada today.  This means that the risk of having your personal information stolen is increasing. Staying one step ahead will help minimize your credit risks. Here are 10 things you can do to protect yourself if you think you may be a victim of identity theft.

  1. Act fast
    If someone has stolen your information, they’re likely to spend your money and apply for credit as fast as they can. That’s why it’s important for you to act fast and start the process of reclaiming your identity as soon as possible to stop them in their tracks.
  2. Review your bank and credit card statements
    Check for charges and companies that you don’t recognize or don’t remember buying from. Contact your financial company immediately if you see something suspicious.
  3. Contact your bank and credit card company immediately
    Call your bank and credit card issuer(s) as soon as possible. They can put a stop payment on stolen cheques and even freeze or cancel your accounts and credit cards. They also may be able to reverse any suspicious charges on your account.
  4. Change your passwords and PINs
    Change as many passwords as you can for your online accounts – including your social media accounts. In addition, change the PIN on your debit card.
  5. Request a credit report
    Contact Equifax and TransUnion Canada and ask them to put a fraud warning on your credit file. Get a copy of your credit report and check it for any new accounts or credit requests you didn’t set up.
  6. Contact local police
    Report the fraud to your local police department and keep any paperwork/file numbers they give you. You may need to use the files as proof to have any credit card charges reversed or for your insurance coverage.
  7. Contact government agencies (see list below)
    If cyber criminals do get your information, they could try to access and create legal documents in your name. Call Passport Canada, Citizenship and Immigration Canada and your provincial government as soon as possible and ask them to put an alert on your account just in case.
  8. Contact Canada Post
    If you’re not getting your mail, contact Canada Post at 1-866-607-6301. Someone may have changed your address on an account.
  9. Create a paper trail
    Keep all your statements, emails and keep track of any communication you’ve had with potentially compromised companies. (Especially if you bought something online.) Record website addresses and take screenshots. This information can help you prove the fraud and will help law enforcement investigate the company.
  10. Report fraud to Canadian Anti-Fraud Centre (CAFC)
    The CAFC is an agency that collects information on fraud activity in Canada. They investigate all types of fraud and identity theft. They can help local police department and RCMP investigate the businesses or individuals targeting you and other Canadians, and hopefully stop them in their tracks

Some agencies you should contact

Here is a short list of Canadian agencies to notify if you’ve been targeted or if you feel that you might be a victim of identity theft.

Canadian Anti-Fraud Centre

Canada Post

Equifax Canada

TransUnion Canada

Service Canada
1-800-O-CANADA (1-800-622-6232)

Insurance coverage for identity theft

Through Munn Insurance, you can add an identity theft endorsement to your home, tenant, condo or property policy. The cost for this coverage is often just $2 to $3 per month. This coverage will help pay for the costs of reclaiming your identity if it’s been stolen. That includes the costs of applying for new ID cards, replacing your passport, closing a credit card/account and getting a credit report. Contact Munn Insurance today toll free at 1-855-726-8627 to find out more about this coverage.


Munn Insurance to offer Noia members big savings and extra benefits

Noia and Munn Insurance are excited to announce a collaborative effort to show their collective support for the offshore oil & gas industry and provide Noia members, those hard working and talented folks working in the offshore oil & gas industry, an opportunity to save on their home and auto insurance and receive exclusive coverages and benefits designed specifically for them.

As part of this new partnership, Noia members are eligible for huge savings and significant discounts on their insurance and will also receive special coverages and unique benefits such as claims forgiveness on their first home and/or auto insurance claim and free legal assistance.

Munn Insurance have partnered with two well-known group insurance markets – Aviva and Travelers – to provide Noia members with the very best coverage at the lowest rate possible.  Munn will also explore their many other markets and will present all those options to Noia members.  As such, Munn will guarantee that Noia members will always be provided the best rate and coverage that they have available.

“The Newfoundland and Labrador offshore oil and gas industry is a major contributor to our economy. We are proud to work with Noia to show our support for this important industry and all those who work in it. We look forward to providing members with great service, exceptional coverage and significant savings.”- CJ Nolan, Munn Insurance President and CEO.

“The offshore oil and gas industry provides tremendous value to our province and Noia and its members are pleased to receive the support of Munn Insurance for the many people who work so very hard in this industry. This offering is a part of our member Affinity Program and is an opportunity for Noia members and those who work in the industry to receive some additional benefit and value in the form of savings on their insurance as well as extra benefits and coverage.” – Charlene Johnson, Noia CEO

The Newfoundland and Labrador Oil and Gas Industries Association (Noia) was founded in 1977 to represent the supply and service sector of the offshore oil and gas industry. Today, Noia represents approximately 460-member organizations worldwide which are involved in, or benefit from, the oil and gas industry of Newfoundland and Labrador. Noia members are a diverse representation of businesses that range from offshore supply boats and helicopters, health and safety equipment and training, engineering solutions and fabricators to law firms and human resource agencies.

Munn Insurance is the largest independent insurance broker in Newfoundland and Labrador, with three locations in NL (St. John’s, CBN, and Corner Brook) and a forth office in Halifax NS. Munn is approaching 100 employees across these four offices.  They’re a hard working, dedicated, and progressive group of insurance professionals who are focused on their customers. As a broker, Munn can shop its extensive network of insurance carriers to provide customers with the choice and options they deserve; always providing the lowest premium and best coverage available.  Munn’s history in Insurance dates to the early 1900’s and built on a tradition of exceptional customer service and helpful local advice. More recently, Munn have changed the way people think of insurance and their customer focus and commitment to technology and innovation are leading the charge.

If you would like more information on this exciting opportunity or would like to know how to take advantage of this program, please contact Munn Insurance toll free at 1-855-726-8627 or visit them online at today.