What does landlord insurance cover?
Coverage can include the rental building, landlord-owned appliances and other property, liability protection and loss of rental income following an insured loss. Coverage varies by insurer and property, so we will help you [...]
How is landlord insurance different from regular home insurance?
Home insurance is generally designed for a home you live in. A rental property has different risks, so it needs insurance that reflects how the property is actually being used.
What is landlord insurance?
Landlord insurance is designed for homes and properties you rent to others. It can protect the building, your liability as a landlord, certain property you own at the rental and, depending on the [...]
What happens if my work vehicle is off the road after an accident?
If your work vehicle is damaged in an accident, your policy may cover repairs or replacement depending on the coverage you have in place. You may also have access to rental or replacement [...]
My vehicle is only used seasonally — do I have to insure it year-round?
Not necessarily with the same level of coverage, but you shouldn’t cancel or reduce coverage without speaking to your broker first. Even while a vehicle is off the road, you may still want [...]
Am I covered if I’m hauling goods or materials for a customer?
It depends on what you are hauling and the coverage you have in place. Your Commercial Auto policy may cover the vehicle itself, but goods, materials or customer property you are transporting may [...]
I use my own truck for work — is my personal auto policy enough?
It depends on how you use your truck. Driving to and from work is different from regularly using it for deliveries, carrying tools or materials, visiting customers or travelling between job sites. The [...]
How often should I update the vehicles and drivers on my policy?
You should contact your broker whenever you add, remove or replace a vehicle or when there is a meaningful change in who regularly drives your company vehicles. You should also let your broker [...]
When should I review or shop my Commercial Auto Insurance?
It is a good idea to review your Commercial Auto Insurance at least once a year, particularly before renewal. You should also review it whenever your business changes such as adding vehicles or [...]
Can I insure several business vehicles under one policy?
Yes. Businesses with multiple vehicles can often insure them together under a Commercial Auto or fleet policy. The best structure depends on the number and types of vehicles, who drives them and how [...]
