Coverage can include the rental building, landlord-owned appliances and other property, liability protection and loss of rental income following an insured loss. Coverage varies by insurer and property, so we will help you understand exactly what is included. Depending on the policy, coverage may include:
The building if it is damaged by an insured loss such as fire, wind or certain types water damage
Landlord-owned property such as appliances, furnishings or equipment you provide for tenants
Liability protection if you are held responsible for an injury or property damage connected to the rental property
Loss of rental income if an insured loss makes the property unfit to live in while repairs are being completed
Additional structures such as a detached garage or shed, where applicable
