Does Commercial Auto Insurance cover trailers or equipment I tow?
It can, but trailers and the equipment or materials being towed may require additional or separately listed coverage. The right coverage depends on the trailer, what you are carrying and how it is [...]
Are tools and equipment carried in my work vehicle covered?
Not necessarily. Commercial Auto Insurance primarily protects the vehicle itself, so tools, equipment and materials carried inside may require separate business property or equipment coverage. This can be particularly important for contractors and [...]
Can all my employees drive my company vehicles?
Not necessarily. Insurance companies may need information about employees who regularly drive company vehicles, including their licence status, driving experience and driving record. The employees who are driving the vehicle can affect both [...]
Do I need Commercial Auto Insurance if I only have one work vehicle?
Commercial Auto Insurance isn’t just for businesses with fleets. A single car, pickup, van, or truck used for business purposes may require Commercial Auto coverage depending on how it is used. Things like [...]
Can I add coverage, make changes or get a new policy?
Yes. You can request a policy review, add coverage or make changes at any time. We're here to help ensure you have the right protection for your needs. Contact us to speak with [...]
Is smoke damage covered?
Yes, smoke damage is typically covered under your property insurance policy when it results from a covered fire, such as a wildfire.
When can I open a claim?
You can open a claim as soon as it's safe to do so. If your property has been damaged, it's best to contact us right away so we can help you start the [...]
Do I have coverage for additional living expenses (ALE)?
Most home policies include ALE coverage, which can help with extra costs like hotels, meals and other living expenses if your home is not safe to live in due to a covered loss. [...]
Is my car, motorcycle, or ATV covered in a wildfire?
Yes, if you have comprehensive coverage (also called "all perils"), your vehicle may be covered for damage from wildfire. Check your auto policy or speak with your Munn Insurance advisor to confirm your [...]
Is wildfire covered on my property insurance?
Yes. Most property insurance policies include coverage for damage caused by fire, including wildfires. Coverage may vary, so it's important to review your policy or speak with your Munn Insurance advisor.
