Renovating Your Home? Don’t Overlook Your Insurance
A home renovation can be a great way to make your space more functional, more comfortable, and more valuable. From kitchen upgrades and basement projects to exterior improvements and backyard features, renovations often [...]
A Cabin Story – Why “Different” Doesn’t Have to Mean “Difficult
Some insurance placements are routine. House. Two cars. Maybe an ATV. Done.And then sometimes, a file lands on your desk that makes you pause for a second — not because it can’t be [...]
Protecting Your Tools: What Contractors in Atlantic Canada Need to Know About Tool Floater Coverage
For contractors across Atlantic Canada, tools aren’t just equipment — they’re your livelihood. From residential renovations to light commercial builds, your projects depend on having the right tools on site, on time, and [...]
Your Biggest Risk Might Not Be on the Job Site – Cyber Insurance for Contractors in Atlantic Canada
When most contractors think about risk, they think about job sites. Weather delays. Theft. Equipment damage. Liability claims. What many don’t immediately think about is cyber risk. But today, even small and mid-sized [...]
Snow Load & Deck Collapse: What’s Covered And How It Impacts Your Insurance
This winter has been relentless. Across Newfoundland & Labrador and Nova Scotia, we’ve seen heavy, record-setting snowfall in some areas. And here in Atlantic Canada, snow rarely falls light and fluffy. It’s often [...]
A Slippery Situation: Why Clearing Your Walkway Matters More Than You Think
If you live in Atlantic Canada, you know this winter has been extreme. Heavy snow. Freezing rain. Ice pellets. Sudden thaws followed by deep freezes. The kind of winter mix that turns driveways [...]
Why Your Home Replacement Value Should Matter as Much as Your Premium
Sometimes, a low insurance premium feels great—until there’s a claim. We saw this clearly during the recent wildfires, when homeowners discovered that their houses were insured well below what it would actually cost [...]
When Being Underinsured Becomes a Problem
If you think your shed is fully insured, it’s worth taking a closer look—especially if it’s more than just a place to store lawn equipment. And if you only find out you’re underinsured [...]
When life doesn’t fit in a box, a broker makes the difference.
If you’ve ever been told “we don’t insure that” because your life includes more than just a house and a couple of cars, you’re not alone—and you’re not the problem. We see this [...]
Temporary Office Closure and System Maintenance – October 23–24th, 2025
As part of our exciting relocation to our newly renovated Head Office at 187 Kenmount Road, St. John’s, Munn Insurance will be completing a major IT and phone server migration this month. To [...]
