In Newfoundland, the adjusters for the insurance companies involved in the claim will determine who is at fault. Each insurance company uses its own guidelines to come up with a fault determination. Newfoundland [...]

Newfoundland and Labrador operates under the tort system. This lets you sue an at-fault driver for your pain and suffering, wage losses, and other damages related to an accident.

If you’re convicted of driving without insurance in Newfoundland and Labrador, you’ll have to pay a fine that ranges from $2,000 to $4,000 for your first offence. The fine increases to a range [...]

Yes. The law requires motorists to carry insurance on their vehicle.

There are many ways to get cheap auto insurance in Newfoundland and Labrador: Work with an independent broker who can help you find the best policy Always pay your premiums on time Choose [...]

Auto insurance rates in Newfoundland and Labrador are on the lower side of the spectrum thanks, in large part, to the reforms enacted by the government in 2004. These auto insurance reforms helped [...]

Newfoundland and Labrador auto insurance premiums fall in the lower half of the national rate spectrum. Ontario $1445 British Columbia $1680 Alberta $1251 Manitoba $1080 North West Territories $978 Nunavut $963 Nova Scotia [...]

Auto insurance rates in Newfoundland and Labrador are determined by a variety of factors: Your driving record The type and age of your car Your insurance claims record Your annual mileage and territory [...]

In Newfoundland and Labrador, individual insurers set auto insurance rates, which are then regulated and approved by the Newfoundland and Labrador Board of Commissioners of Public Utilities. Among the top factors that go [...]