Yes. E-commerce and online retail carry many of the same risks as a physical store and some unique ones. Products liability, cyber liability, and business interruption exposures don’t disappear because your storefront is digital.
If you process customer payment information, hold inventory, ship products, or provide advice through an online channel, a standard personal or home-based business policy is unlikely to cover you adequately. Munn can tailor a retail insurance package that reflects your actual operations, whether you’re brick-and-mortar, click-and-mortar, or entirely online.
