Doesn’t my existing business insurance already cover cyber risks?
Generally, no. Standard commercial general liability, commercial property, and professional liability policies are designed to respond to physical damage, bodily injury, and professional errors. If you’re unsure whether your current insurance program has [...]
What does commercial cyber insurance cover?
Business Interruption: Covers income loss and increased operating costs when your systems are taken offline by a cyber event, including outages at third-party technology providers your business depends on. Cybercrime: Responds to financial [...]
How much does commercial cyber insurance cost?
The cost of cyber insurance varies based on several factors: Your industry and the type of data your business holds Annual revenue and number of employees Your existing cybersecurity controls; multi-factor authentication, endpoint [...]
What is commercial cyber insurance?
Cyber insurance is a type of business insurance that protects your organization against the financial consequences of a cyber incident. This includes the direct costs of recovering from a ransomware attack or data [...]
How do I get tenant insurance?
Getting tenant insurance is usually straightforward. A broker can help you determine the coverage you need, compare options from different insurers and arrange a policy that fits your situation. With Munn Insurance, you [...]
Can I bundle tenant insurance with my auto insurance?
Yes. In many cases, combining tenant and auto insurance with the same insurer can qualify you for a multi-policy discount and may help reduce the overall cost of your insurance.
Why do I need tenant insurance?
Tenant insurance helps protect you financially if something unexpected happens. It can cover your personal belongings, provide liability protection if you accidentally cause damage or someone is injured, and help with additional living [...]
Is tenant insurance required in Newfoundland and Labrador or Nova Scotia?
Tenant insurance is not generally required by law, but a landlord may require tenants to carry coverage as part of the rental agreement.
How much tenant insurance coverage do I need?
The amount you need depends largely on the value of your belongings and the liability protection you require. Taking an inventory of your belongings can help determine an appropriate amount of contents coverage.
How much does tenant insurance cost in Newfoundland and Labrador and Nova Scotia?
The cost depends on factors such as where you live, the amount of coverage you need, your deductible, claims history and the type of rental property.
