Understanding CGL Coverage and What Injuries Are Covered
Commercial General Liability (CGL) insurance is designed to help protect you and your business if you’re found legally liable for bodily injuries to a third party. Put simply, if someone gets injured on [...]
Decoding Small Business Insurance: Replacement Cost vs. Actual Cash Value
Small business owners often face crucial decisions when selecting insurance coverage, and understanding the difference between replacement cost and actual cash value is vital. Let's explore these terms and how they impact your [...]
Changes with your current insurance provider got you worried?
Change got you worried? So you have been with your current insurance provider for a long time. Out of nowhere you get a renewal in the mail from a new provider. You see [...]
7 Best Practices for Contractors When Dealing With Certificates of Insurance
Certificates of Insurance (COI) play a crucial role in managing risk for contractors and ensuring that they meet contractual obligations. Here are seven best practices for contractors when dealing with Certificates of Insurance: [...]
5 Ways to Save on Insurance for Distilleries and Breweries
Saving on commercial insurance for a brewery or distillery in Canada requires a combination of risk management strategies, understanding your specific needs, and working with experienced insurance professionals. Here are five ways to [...]
Top 10 Reasons Why You Need Cyber Insurance
Cyber insurance is becoming increasingly important for small businesses as they face the growing threat of cyberattacks. Here are the top 10 reasons why a small business should consider investing in cyber insurance: [...]
Valentine’s Day Protection
Are you guilty of leaving Valentine's Day preparations until the last minute? Don't worry; you're not alone. With February's frosty grip refusing to let go and a sudden snowstorm trapping you indoors, it [...]
12 Things Business Owners Should Consider Before Selecting Their Insurance Broker
Choosing the right insurance broker for your small business is a crucial decision that can significantly impact your financial protection and overall business well-being. Here are some important factors to consider when selecting [...]
Demystifying Commercial Property Insurance
Commercial property insurance is a crucial investment for business owners, offering protection against a range of risks. Understanding what is commonly included and excluded in these policies is essential for making informed decisions [...]
The Impact of Inflation on Insurance for SMBs in Atlantic Canada
Inflation is an economic reality that affects various aspects of our lives, and its impact extends into the realm of insurance policies for small to medium-sized businesses (SMBs) in Canada. As prices rise [...]
