Decoding Small Business Insurance: Replacement Cost vs. Actual Cash Value
Small business owners often face crucial decisions when selecting insurance coverage, and understanding the difference between replacement cost and actual cash value is vital. Let's explore these terms and how they impact your [...]
7 Best Practices for Contractors When Dealing With Certificates of Insurance
Certificates of Insurance (COI) play a crucial role in managing risk for contractors and ensuring that they meet contractual obligations. Here are seven best practices for contractors when dealing with Certificates of Insurance: [...]
5 Ways to Save on Insurance for Distilleries and Breweries
Saving on commercial insurance for a brewery or distillery in Canada requires a combination of risk management strategies, understanding your specific needs, and working with experienced insurance professionals. Here are five ways to [...]
Top 10 Reasons Why You Need Cyber Insurance
Cyber insurance is becoming increasingly important for small businesses as they face the growing threat of cyberattacks. Here are the top 10 reasons why a small business should consider investing in cyber insurance: [...]
12 Things Business Owners Should Consider Before Selecting Their Insurance Broker
Choosing the right insurance broker for your small business is a crucial decision that can significantly impact your financial protection and overall business well-being. Here are some important factors to consider when selecting [...]
Demystifying Commercial Property Insurance
Commercial property insurance is a crucial investment for business owners, offering protection against a range of risks. Understanding what is commonly included and excluded in these policies is essential for making informed decisions [...]
The Impact of Inflation on Insurance for SMBs in Atlantic Canada
Inflation is an economic reality that affects various aspects of our lives, and its impact extends into the realm of insurance policies for small to medium-sized businesses (SMBs) in Canada. As prices rise [...]
An Insurance Renewal Checklist for Small to Medium-Sized Businesses in Atlantic Canada
As the new year unfolds, it's that time again for small to medium-sized businesses (SMBs) in Atlantic Canada to review and renew their insurance policies. Just like an annual health check with your [...]
5 Common Insurance Claims Made by Distilleries
Insurance claims in the distillery and brewery industry can vary, but there are several common types of claims that establishments in Canada might experience. Here are five examples: Property Damage: Distilleries and breweries [...]
How Do I Insure My Business Vehicles?
If your company uses vehicles for business purposes, commercial auto insurance is a must. Commercial auto insurance covers a wide range of risks that come with you or your employees driving vehicles for [...]