The Automobile Insurance Fault Determination Regulations determine who is at fault in an auto accident in Nova Scotia. Insurers must comply with Section 4 of the regulations. Section 4 states: “An insurer must determine the [...]

Nova Scotia’s auto insurance system is a no-fault system, meaning regardless of who’s at fault, drivers deal with their own insurance company.

A first offence conviction for driving without auto insurance in Nova Scotia requires payment of a $1000 fine or 45 days in jail. For a second offence the fine is $2000 or 90 [...]

Yes, Nova Scotia motorists are required by law to carry insurance on their vehicle.

There are many ways to get cheap auto insurance in Nova Scotia: Work with an independent broker who can help you find the best policy Always pay your premiums on time Choose a [...]

Insurance reforms implemented by the Nova Scotia Government in 2003 helped reduce rates by 27%. The reforms also resulted in a wider range of insurance options for consumers.

Nova Scotia auto insurance premiums fall in the lower half of the national rate spectrum. Ontario $1445 British Columbia $1680 Alberta $1251 Manitoba $1080 North West Territories $978 Nunavut $963 Nova Scotia $847 [...]

A variety of factors are used by Nova Scotia insurers to set auto insurance rates: Your gender Deductible amount Your vehicle’s value How you use your vehicle Distance you drive each day Who [...]

Auto insurance rates in Nova Scotia are determined by individual insurers. The Office of the Superintendent of Insurance then reviews and approves the rates. Nova Scotia auto insurance is also regulated by The [...]