Winter is here, and the probability of having a claim on your home insurance rises significantly. Damages caused by external weather events (wind, hail, water) are the number one cause for home insurance claims.
Here are some tips to keep your home protected this winter
- Test your smoke and carbon monoxide detectors. You are more likely to have a house fire during the winter months as you use your heating sources (electric heat, wood stoves, and propane fireplaces) more often. Make sure to test your smoke and carbon monoxide detectors semi-annually to ensure they are working correctly.
- Inspect all windows, doors, and attics for leaks. You should examine your windows, doors, and attics for leaks during and after a weather event.
- Regularly Inspect the exterior of your home. Check for falling trees, bushes, or any objects that could cases damages to your property.
- Continuously inspect your chimney. If you identify any problems, stop using and contact a professional immediately.
- Make sure walkways and driveways are free of snow and ice. Ensure all entrances and exits to your home are clear; This will protect you and anyone entering your property ( delivery services, service professionals, etc.)
- Make sure your dryer vent is clear from snow. If the external vent is blocked, it will stop the required airflow that will increase your risk of fire. This is especially important if you have a gas dryer as this can lead to a build-up of carbon monoxide in your home.
For more information on your home insurance, please contact our friendly service representatives at 1.855.726.8627